Monthly Budget in Billings for a Family of Four
What it costs two adults, two children to live in Billings, MT in 2026.
$4,429
Total Monthly
$9,842
Salary Needed
96
Cost Index
Complete Monthly Budget
| Category | Expense | Monthly Cost |
|---|---|---|
| Essential | Rent (3BR apartment) | $1,728 |
| Essential | Groceries & household supplies | $104 |
| Essential | Utilities (electric, gas, water) | $30 |
| Essential | Transportation (gas, transit, maintenance) | $76 |
| Essential | Car insurance | $265 |
| Essential | Health insurance (family plan) | $140 |
| Lifestyle | Internet & streaming | $72 |
| Lifestyle | Phone plan (4 lines) | $238 |
| Lifestyle | Dining out & takeout | $336 |
| Lifestyle | Entertainment & recreation | $288 |
| Essential | Childcare (2 children) | $1,152 |
| Essentials Subtotal | $3,495 | |
| Lifestyle Subtotal | $934 | |
| Total Monthly Budget | $4,429 |
💡 Salary Needed: To live in Billings as two adults, two children with a 20% savings margin, you need approximately $9,842/year before taxes.Check affordability →