Monthly Budget in Birmingham for a Single Adult
What it costs one working adult, no dependents to live in Birmingham, AL in 2026.
$1,804
Total Monthly
$4,009
Salary Needed
85
Cost Index
Complete Monthly Budget
| Category | Expense | Monthly Cost |
|---|---|---|
| Essential | Rent (1BR apartment) | $1,020 |
| Essential | Groceries & household supplies | $29 |
| Essential | Utilities (electric, gas, water) | $18 |
| Essential | Transportation (gas, transit, maintenance) | $28 |
| Essential | Car insurance | $181 |
| Essential | Health insurance (individual) | $38 |
| Lifestyle | Internet & streaming | $64 |
| Lifestyle | Phone plan (1 line) | $85 |
| Lifestyle | Dining out & takeout | $213 |
| Lifestyle | Entertainment & recreation | $128 |
| Essentials Subtotal | $1,314 | |
| Lifestyle Subtotal | $490 | |
| Total Monthly Budget | $1,804 |
💡 Salary Needed: To live in Birmingham as a one working adult, no dependents with a 20% savings margin, you need approximately $4,009/year before taxes.Check affordability →