Monthly Budget in Boston for a Remote Worker
What it costs single adult working from home to live in Boston, MA in 2026.
$2,866
Total Monthly
$6,369
Salary Needed
152
Cost Index
Complete Monthly Budget
| Category | Expense | Monthly Cost |
|---|---|---|
| Essential | Rent (1BR apartment (home office)) | $1,824 |
| Essential | Groceries & household supplies | $53 |
| Essential | Utilities (electric, gas, water) | $24 |
| Essential | Transportation (gas, transit, maintenance) | $20 |
| Essential | Car insurance | $152 |
| Essential | Health insurance (individual) | $62 |
| Lifestyle | Internet & streaming | $114 |
| Lifestyle | Phone plan (1 line) | $85 |
| Lifestyle | Dining out & takeout | $304 |
| Lifestyle | Entertainment & recreation | $228 |
| Essentials Subtotal | $2,135 | |
| Lifestyle Subtotal | $731 | |
| Total Monthly Budget | $2,866 |
💡 Salary Needed: To live in Boston as single adult working from home with a 20% savings margin, you need approximately $6,369/year before taxes.Check affordability →