Monthly Budget in Chattanooga for a Couple
What it costs two working adults, no children to live in Chattanooga, TN in 2026.
$2,273
Total Monthly
$5,051
Salary Needed
86
Cost Index
Complete Monthly Budget
| Category | Expense | Monthly Cost |
|---|---|---|
| Essential | Rent (1BR apartment) | $1,032 |
| Essential | Groceries & household supplies | $56 |
| Essential | Utilities (electric, gas, water) | $18 |
| Essential | Transportation (gas, transit, maintenance) | $31 |
| Essential | Car insurance | $244 |
| Essential | Health insurance (couple) | $98 |
| Lifestyle | Internet & streaming | $65 |
| Lifestyle | Phone plan (2 lines) | $170 |
| Lifestyle | Dining out & takeout | $344 |
| Lifestyle | Entertainment & recreation | $215 |
| Essentials Subtotal | $1,479 | |
| Lifestyle Subtotal | $794 | |
| Total Monthly Budget | $2,273 |
💡 Salary Needed: To live in Chattanooga as two working adults, no children with a 20% savings margin, you need approximately $5,051/year before taxes.Check affordability →