Monthly Budget in Chicago for a Couple
What it costs two working adults, no children to live in Chicago, IL in 2026.
$2,706
Total Monthly
$6,013
Salary Needed
107
Cost Index
Complete Monthly Budget
| Category | Expense | Monthly Cost |
|---|---|---|
| Essential | Rent (1BR apartment) | $1,284 |
| Essential | Groceries & household supplies | $74 |
| Essential | Utilities (electric, gas, water) | $18 |
| Essential | Transportation (gas, transit, maintenance) | $47 |
| Essential | Car insurance | $237 |
| Essential | Health insurance (couple) | $100 |
| Lifestyle | Internet & streaming | $80 |
| Lifestyle | Phone plan (2 lines) | $170 |
| Lifestyle | Dining out & takeout | $428 |
| Lifestyle | Entertainment & recreation | $268 |
| Essentials Subtotal | $1,760 | |
| Lifestyle Subtotal | $946 | |
| Total Monthly Budget | $2,706 |
💡 Salary Needed: To live in Chicago as two working adults, no children with a 20% savings margin, you need approximately $6,013/year before taxes.Check affordability →