Monthly Budget in Chico for a Family of Four
What it costs two adults, two children to live in Chico, CA in 2026.
$4,897
Total Monthly
$10,882
Salary Needed
108
Cost Index
Complete Monthly Budget
| Category | Expense | Monthly Cost |
|---|---|---|
| Essential | Rent (3BR apartment) | $1,944 |
| Essential | Groceries & household supplies | $145 |
| Essential | Utilities (electric, gas, water) | $29 |
| Essential | Transportation (gas, transit, maintenance) | $60 |
| Essential | Car insurance | $292 |
| Essential | Health insurance (family plan) | $110 |
| Lifestyle | Internet & streaming | $81 |
| Lifestyle | Phone plan (4 lines) | $238 |
| Lifestyle | Dining out & takeout | $378 |
| Lifestyle | Entertainment & recreation | $324 |
| Essential | Childcare (2 children) | $1,296 |
| Essentials Subtotal | $3,876 | |
| Lifestyle Subtotal | $1,021 | |
| Total Monthly Budget | $4,897 |
💡 Salary Needed: To live in Chico as two adults, two children with a 20% savings margin, you need approximately $10,882/year before taxes.Check affordability →