Monthly Budget in Chico for a Single Adult
What it costs one working adult, no dependents to live in Chico, CA in 2026.
$2,178
Total Monthly
$4,840
Salary Needed
108
Cost Index
Complete Monthly Budget
| Category | Expense | Monthly Cost |
|---|---|---|
| Essential | Rent (1BR apartment) | $1,296 |
| Essential | Groceries & household supplies | $45 |
| Essential | Utilities (electric, gas, water) | $19 |
| Essential | Transportation (gas, transit, maintenance) | $30 |
| Essential | Car insurance | $146 |
| Essential | Health insurance (individual) | $44 |
| Lifestyle | Internet & streaming | $81 |
| Lifestyle | Phone plan (1 line) | $85 |
| Lifestyle | Dining out & takeout | $270 |
| Lifestyle | Entertainment & recreation | $162 |
| Essentials Subtotal | $1,580 | |
| Lifestyle Subtotal | $598 | |
| Total Monthly Budget | $2,178 |
💡 Salary Needed: To live in Chico as a one working adult, no dependents with a 20% savings margin, you need approximately $4,840/year before taxes.Check affordability →