Monthly Budget in Columbia for a Single Adult
What it costs one working adult, no dependents to live in Columbia, MD in 2026.
$2,655
Total Monthly
$5,900
Salary Needed
130
Cost Index
Complete Monthly Budget
| Category | Expense | Monthly Cost |
|---|---|---|
| Essential | Rent (1BR apartment) | $1,560 |
| Essential | Groceries & household supplies | $50 |
| Essential | Utilities (electric, gas, water) | $21 |
| Essential | Transportation (gas, transit, maintenance) | $41 |
| Essential | Car insurance | $207 |
| Essential | Health insurance (individual) | $73 |
| Lifestyle | Internet & streaming | $98 |
| Lifestyle | Phone plan (1 line) | $85 |
| Lifestyle | Dining out & takeout | $325 |
| Lifestyle | Entertainment & recreation | $195 |
| Essentials Subtotal | $1,952 | |
| Lifestyle Subtotal | $703 | |
| Total Monthly Budget | $2,655 |
💡 Salary Needed: To live in Columbia as a one working adult, no dependents with a 20% savings margin, you need approximately $5,900/year before taxes.Check affordability →