Monthly Budget in Columbia for a Single Adult
What it costs one working adult, no dependents to live in Columbia, MO in 2026.
$1,854
Total Monthly
$4,120
Salary Needed
88
Cost Index
Complete Monthly Budget
| Category | Expense | Monthly Cost |
|---|---|---|
| Essential | Rent (1BR apartment) | $1,056 |
| Essential | Groceries & household supplies | $38 |
| Essential | Utilities (electric, gas, water) | $20 |
| Essential | Transportation (gas, transit, maintenance) | $37 |
| Essential | Car insurance | $163 |
| Essential | Health insurance (individual) | $37 |
| Lifestyle | Internet & streaming | $66 |
| Lifestyle | Phone plan (1 line) | $85 |
| Lifestyle | Dining out & takeout | $220 |
| Lifestyle | Entertainment & recreation | $132 |
| Essentials Subtotal | $1,351 | |
| Lifestyle Subtotal | $503 | |
| Total Monthly Budget | $1,854 |
💡 Salary Needed: To live in Columbia as a one working adult, no dependents with a 20% savings margin, you need approximately $4,120/year before taxes.Check affordability →