Direct Answer
Daytona Beach, FL has a CostOfCity index of 94, which is 6% below the national baseline. Average modeled rent is $1,328/month and the single-adult living cost estimate is $3,814/month.
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Cost of Living in Daytona Beach: The Full Picture
How does Daytona Beach compare to the rest of America? With a population of 73,000 and an economy built on a distribution-center economy where warehouse jobs and last-mile logistics keep employment steady, this FL smaller city has a cost profile that's distinctly its own. A warm-weather lifestyle that includes year-round outdoor activities, from fishing to football tailgates. The 62 categories below translate these broad dynamics into specific dollar figures you can plan around.
Daytona Beach Cost Index by Category
Each bar shows how the Daytona Beach cost index for that category compares to the US national baseline of 100.
Daytona Beach has a university-anchored economy where research parks and student spending stabilize local markets
The housing market features a balanced market where patient buyers find deals and sellers price realistically
The subtropical climate keeps construction crews working year-round, which helps with scheduling but doesn't reduce labor costs.. The lifestyle here is characterized by A warm-weather lifestyle that includes year-round outdoor activities, from fishing to football tailgates..
Good news for your wallet: Daytona Beach's cost index of 94 means you'll pay 6% less than the national average. That kind of savings compounds across every monthly expense.
💰 Purchasing Power in Daytona Beach
Purchasing power adjusted to national average baseline. In Daytona Beach, your dollar buys 6% more than the national average.
🔺 Where Daytona Beach Costs More
🔽 Where Daytona Beach Costs Less
💰 Salary Landscape
vs national average · higher = better
Monthly Living Expenses in Daytona Beach
What it actually costs to live in Daytona Beach each month — from tight budgets to comfortable lifestyles.
Estimates include housing, food, transportation, utilities, insurance, and discretionary spending. Based on Daytona Beach's cost index of 94 applied to national spending surveys.
🏘️ Neighborhood Cost Variation
Within Daytona Beach, costs can vary by 25-40% depending on the neighborhood. Downtown and waterfront areas typically command the highest premiums, while suburbs provide genuine savings, often 15-20% below the metro average.
Daytona Beach vs U.S. Average Cost of Living
Category-by-category affordability grades — based on deviation from the national average.
🏠 Home Services in Daytona Beach
What contractors charge for the most common repairs, installations, and remodels
Roof Replacement
-23%HVAC Installation
-32%Plumbing Services
-11%Electrical Work
-24%Kitchen Remodel
+1%Bathroom Remodel
-17%House Painting
-24%Flooring Installation
-13%Landscaping
-1%Fence Installation
+2%Window Replacement
-26%Solar Panel Installation
+12%Water Heater Replacement
-11%Deck Building
-24%Pool Installation
-22%Tree Removal
+6%Garage Door Repair
+10%💼 Business Startup Costs in Daytona Beach
Full startup cost breakdowns — from lease deposits to working capital
Start a Restaurant
+1%Start a Coffee Shop
-20%Start a Food Truck
-12%Start a Gym
-28%Start a Daycare
+5%Start a Hair Salon
-14%Start a Laundromat
-27%Start a Bakery
-11%Start a Bar
-13%Start a Cleaning Business
-1%Start an Airbnb
-10%Start a Trucking Business
-9%📊 Cost of Living in Daytona Beach
Monthly expenses for housing, food, transportation, and everyday necessities
Cost of Living
-5%Rent Prices
-6%Grocery Costs
-16%Utility Costs
+13%Transportation Costs
-2%Childcare Costs
0%Gym Membership
+5%🛡️ Insurance in Daytona Beach
Annual and monthly premium estimates for major insurance categories
Car Insurance
+8%Home Insurance
+9%Health Insurance
+11%Business Insurance
-10%Life Insurance
-14%Renters Insurance
-11%Pet Insurance
+2%Dental Insurance
-8%Motorcycle Insurance
-10%⚖️ Legal Services in Daytona Beach
Attorney fees, court costs, and total legal service expenses
Personal Injury Lawyer
-7%Divorce Lawyer
-11%DUI Lawyer
+3%Immigration Lawyer
+1%Estate Planning Lawyer
-5%Workers Comp Lawyer
-30%Bankruptcy Lawyer
-27%💰 Salaries & Jobs in Daytona Beach
Annual compensation by experience level, role, and specialization
Software Developer Salary
-23%Registered Nurse Salary
-9%Teacher Salary
-26%Electrician Salary
+10%Plumber Salary
-8%Accountant Salary
-21%Physical Therapist Salary
-12%Police Officer Salary
-2%Dentist Salary
0%Real Estate Agent Salary
-30%How Much Income Do You Need in Daytona Beach?
✅ Best For
- Outdoor enthusiasts
- Families seeking work-life balance
- Small business founders
- First-time homebuyers
⚠️ Not Ideal For
- Workers in niche industries with few local employers
- Those seeking big-city nightlife
Before moving to Daytona Beach, compare your target salary against local costs using our calculator. You may be pleasantly surprised by how far your income goes.
CostOfCity Value Index
The CostOfCity Value Index combines cost-of-living data with median income, savings potential, and cost growth trends to produce a single score. Higher = better value for your money. Updated quarterly.
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Frequently Asked Questions About Daytona Beach
What are the most expensive cost categories in Daytona Beach?
Like most US cities, housing is the single largest expense in Daytona Beach, typically accounting for 30-40% of household budgets. Insurance and home services tend to be the next most variable categories, influenced by southern climate conditions and state regulations.
What is the median household income in Daytona Beach?
The median household income in Daytona Beach is approximately $35,000 per year. Adjusted for local cost of living (index: 94), this goes further than in many US cities.
How does Daytona Beach compare to other cities in FL?
Within Florida, Daytona Beach has a cost index of 94. Nearby options include Orlando and Gainesville, which offer useful comparison points.
Explore Daytona Beach in Depth
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Compare Daytona Beach Costs Nationally
See how Daytona Beach ranks on major household and life expenses against 300+ US cities — cheapest to most expensive.
Popular Daytona Beach cost & affordability searches
- → Rent prices in Daytona Beach, FL
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