Monthly Budget in Des Moines for a Couple
What it costs two working adults, no children to live in Des Moines, IA in 2026.
$2,297
Total Monthly
$5,104
Salary Needed
89
Cost Index
Complete Monthly Budget
| Category | Expense | Monthly Cost |
|---|---|---|
| Essential | Rent (1BR apartment) | $1,068 |
| Essential | Groceries & household supplies | $48 |
| Essential | Utilities (electric, gas, water) | $18 |
| Essential | Transportation (gas, transit, maintenance) | $46 |
| Essential | Car insurance | $207 |
| Essential | Health insurance (couple) | $94 |
| Lifestyle | Internet & streaming | $67 |
| Lifestyle | Phone plan (2 lines) | $170 |
| Lifestyle | Dining out & takeout | $356 |
| Lifestyle | Entertainment & recreation | $223 |
| Essentials Subtotal | $1,481 | |
| Lifestyle Subtotal | $816 | |
| Total Monthly Budget | $2,297 |
💡 Salary Needed: To live in Des Moines as two working adults, no children with a 20% savings margin, you need approximately $5,104/year before taxes.Check affordability →