Monthly Budget in Des Moines for a Remote Worker
What it costs single adult working from home to live in Des Moines, IA in 2026.
$1,741
Total Monthly
$3,869
Salary Needed
89
Cost Index
Complete Monthly Budget
| Category | Expense | Monthly Cost |
|---|---|---|
| Essential | Rent (1BR apartment (home office)) | $1,068 |
| Essential | Groceries & household supplies | $31 |
| Essential | Utilities (electric, gas, water) | $18 |
| Essential | Transportation (gas, transit, maintenance) | $12 |
| Essential | Car insurance | $96 |
| Essential | Health insurance (individual) | $52 |
| Lifestyle | Internet & streaming | $67 |
| Lifestyle | Phone plan (1 line) | $85 |
| Lifestyle | Dining out & takeout | $178 |
| Lifestyle | Entertainment & recreation | $134 |
| Essentials Subtotal | $1,277 | |
| Lifestyle Subtotal | $464 | |
| Total Monthly Budget | $1,741 |
💡 Salary Needed: To live in Des Moines as single adult working from home with a 20% savings margin, you need approximately $3,869/year before taxes.Check affordability →