Monthly Budget in Duluth for a Couple
What it costs two working adults, no children to live in Duluth, MN in 2026.
$2,424
Total Monthly
$5,387
Salary Needed
96
Cost Index
Complete Monthly Budget
| Category | Expense | Monthly Cost |
|---|---|---|
| Essential | Rent (1BR apartment) | $1,152 |
| Essential | Groceries & household supplies | $70 |
| Essential | Utilities (electric, gas, water) | $17 |
| Essential | Transportation (gas, transit, maintenance) | $57 |
| Essential | Car insurance | $195 |
| Essential | Health insurance (couple) | $67 |
| Lifestyle | Internet & streaming | $72 |
| Lifestyle | Phone plan (2 lines) | $170 |
| Lifestyle | Dining out & takeout | $384 |
| Lifestyle | Entertainment & recreation | $240 |
| Essentials Subtotal | $1,558 | |
| Lifestyle Subtotal | $866 | |
| Total Monthly Budget | $2,424 |
💡 Salary Needed: To live in Duluth as two working adults, no children with a 20% savings margin, you need approximately $5,387/year before taxes.Check affordability →