Monthly Budget in Key West for a Single Adult
What it costs one working adult, no dependents to live in Key West, FL in 2026.
$3,121
Total Monthly
$6,936
Salary Needed
155
Cost Index
Complete Monthly Budget
| Category | Expense | Monthly Cost |
|---|---|---|
| Essential | Rent (1BR apartment) | $1,860 |
| Essential | Groceries & household supplies | $45 |
| Essential | Utilities (electric, gas, water) | $28 |
| Essential | Transportation (gas, transit, maintenance) | $46 |
| Essential | Car insurance | $264 |
| Essential | Health insurance (individual) | $56 |
| Lifestyle | Internet & streaming | $116 |
| Lifestyle | Phone plan (1 line) | $85 |
| Lifestyle | Dining out & takeout | $388 |
| Lifestyle | Entertainment & recreation | $233 |
| Essentials Subtotal | $2,299 | |
| Lifestyle Subtotal | $822 | |
| Total Monthly Budget | $3,121 |
💡 Salary Needed: To live in Key West as a one working adult, no dependents with a 20% savings margin, you need approximately $6,936/year before taxes.Check affordability →