CostOfCity
Wyoming · WestAffordable CityUpdated March 2026

Cost of Living & Services in Laramie, WY

Detailed cost data for 38 topics across 6 categories — from rent and groceries to business startup costs and professional salaries.

Cost Index
94
6% below national average
100 = national baseline
33K
Population
$40K
Median Income
$2,313/mo
Avg Rent (1BR)
$3,877/mo
Living Cost (Single)
✍️ Reviewed by Rachel Goldstein, Regional Cost Specialist📅 Last verified: March 2026
BLSCensusHUD

Living in Laramie: The Full Picture

Laramie is home to roughly 33,000 people in the heart of Wyoming's western landscape. With everyday expenses running 6% below the national average, this is a city where a gateway economy where proximity to national parks and ski resorts creates seasonal employment surges. That economic DNA shapes everything from housing to what you pay for a plumber. Below you'll find cost data across every category we track.

💼 Economy

Laramie has an emerging tech satellite where companies establish remote-friendly offices at a fraction of Bay Area costs

🏠 Housing

The housing market features a housing market that mostly tracks national trends, with surprises in specific neighborhoods

🌤️ Climate & Lifestyle

Mild temperatures keep utility costs moderate, but the high cost of environmental compliance adds to construction and renovation budgets.. The lifestyle here is characterized by Farm-to-table dining, yoga studios on every corner, and a wellness culture that adds 10% to the grocery bill..

💡 The Bottom Line

Laramie is genuinely affordable by American standards. A cost index of 94 translates to real, material savings on housing, services, and daily expenses compared to most metro areas.

Monthly Budget Estimates for Laramie

What it actually costs to live in Laramie each month — from tight budgets to comfortable lifestyles.

LifestyleSingle PersonCoupleFamily of 4
🟡Tight / Frugal$2,050/mo$3,550/mo$4,700/mo
🟢Comfortable$3,300/mo$5,450/mo$7,050/mo
🟣Generous$5,150/mo$8,450/mo$11,300/mo

Estimates include housing, food, transportation, utilities, insurance, and discretionary spending. Based on Laramie's cost index of 94 applied to national spending surveys.

🏘️ Neighborhood Cost Variation

Don't let the metro-wide numbers fool you — Laramie is a city of micro-markets. The most expensive ZIP codes can cost twice as much as the most affordable ones for identical services. Shop around by neighborhood and you'll find genuine pockets of value.

How Affordable Is Laramie?

Category-by-category affordability grades — based on deviation from the national average.

Grades: A+/A = very affordable · B = average · C/D = expensive · For salaries, higher = better

🏠 Home Services in Laramie

What contractors charge for the most common repairs, installations, and remodels

💼 Business Startup Costs in Laramie

Full startup cost breakdowns — from lease deposits to working capital

📊 Cost of Living in Laramie

Monthly expenses for housing, food, transportation, and everyday necessities

🛡️ Insurance in Laramie

Annual and monthly premium estimates for major insurance categories

💰 Salaries & Jobs in Laramie

Annual compensation by experience level, role, and specialization

Is Laramie Right For You?

✅ Best For

  • Young professionals starting out
  • Outdoor enthusiasts
  • First-time homebuyers
  • Families seeking work-life balance

⚠️ Not Ideal For

  • Those seeking big-city nightlife
  • Workers in niche industries with few local employers
💬 Expert Tip

Talk to current residents about hidden costs. The sticker savings are real — just factor in any commute or lifestyle adjustments. Local subreddits and Facebook groups are goldmines for this intel.

How Does Laramie Compare?

Pick a nearby city and see the full cost comparison across all 38 topics.

Frequently Asked Questions About Laramie

What is the median household income in Laramie?

The median household income in Laramie is approximately $40,000 per year. Adjusted for local cost of living (index: 94), this goes further than in many US cities.

Is Laramie a good place to start a business?

Laramie's business environment is shaped by WY's regulatory framework and local commercial real estate costs. Below-average operating costs give businesses more runway to reach profitability. Check our business startup cost data for specific figures.

Is Laramie, WY expensive to live in?

Laramie's cost of living index is 94, which is 6% below the national average of 100. Laramie is close to the national average in cost.

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