Monthly Budget in Madison for a Couple
What it costs two working adults, no children to live in Madison, WI in 2026.
$2,631
Total Monthly
$5,847
Salary Needed
104
Cost Index
Complete Monthly Budget
| Category | Expense | Monthly Cost |
|---|---|---|
| Essential | Rent (1BR apartment) | $1,248 |
| Essential | Groceries & household supplies | $76 |
| Essential | Utilities (electric, gas, water) | $17 |
| Essential | Transportation (gas, transit, maintenance) | $59 |
| Essential | Car insurance | $216 |
| Essential | Health insurance (couple) | $91 |
| Lifestyle | Internet & streaming | $78 |
| Lifestyle | Phone plan (2 lines) | $170 |
| Lifestyle | Dining out & takeout | $416 |
| Lifestyle | Entertainment & recreation | $260 |
| Essentials Subtotal | $1,707 | |
| Lifestyle Subtotal | $924 | |
| Total Monthly Budget | $2,631 |
💡 Salary Needed: To live in Madison as two working adults, no children with a 20% savings margin, you need approximately $5,847/year before taxes.Check affordability →