Monthly Budget in Nashville for a Single Adult
What it costs one working adult, no dependents to live in Nashville, TN in 2026.
$2,171
Total Monthly
$4,824
Salary Needed
104
Cost Index
Complete Monthly Budget
| Category | Expense | Monthly Cost |
|---|---|---|
| Essential | Rent (1BR apartment) | $1,248 |
| Essential | Groceries & household supplies | $32 |
| Essential | Utilities (electric, gas, water) | $24 |
| Essential | Transportation (gas, transit, maintenance) | $32 |
| Essential | Car insurance | $203 |
| Essential | Health insurance (individual) | $53 |
| Lifestyle | Internet & streaming | $78 |
| Lifestyle | Phone plan (1 line) | $85 |
| Lifestyle | Dining out & takeout | $260 |
| Lifestyle | Entertainment & recreation | $156 |
| Essentials Subtotal | $1,592 | |
| Lifestyle Subtotal | $579 | |
| Total Monthly Budget | $2,171 |
💡 Salary Needed: To live in Nashville as a one working adult, no dependents with a 20% savings margin, you need approximately $4,824/year before taxes.Check affordability →