Monthly Budget in Newark for a Couple
What it costs two working adults, no children to live in Newark, NJ in 2026.
$2,986
Total Monthly
$6,636
Salary Needed
120
Cost Index
Complete Monthly Budget
| Category | Expense | Monthly Cost |
|---|---|---|
| Essential | Rent (1BR apartment) | $1,440 |
| Essential | Groceries & household supplies | $70 |
| Essential | Utilities (electric, gas, water) | $26 |
| Essential | Transportation (gas, transit, maintenance) | $51 |
| Essential | Car insurance | $269 |
| Essential | Health insurance (couple) | $90 |
| Lifestyle | Internet & streaming | $90 |
| Lifestyle | Phone plan (2 lines) | $170 |
| Lifestyle | Dining out & takeout | $480 |
| Lifestyle | Entertainment & recreation | $300 |
| Essentials Subtotal | $1,946 | |
| Lifestyle Subtotal | $1,040 | |
| Total Monthly Budget | $2,986 |
💡 Salary Needed: To live in Newark as two working adults, no children with a 20% savings margin, you need approximately $6,636/year before taxes.Check affordability →