Monthly Budget in Oxnard for a Single Adult
What it costs one working adult, no dependents to live in Oxnard, CA in 2026.
$2,840
Total Monthly
$6,311
Salary Needed
140
Cost Index
Complete Monthly Budget
| Category | Expense | Monthly Cost |
|---|---|---|
| Essential | Rent (1BR apartment) | $1,680 |
| Essential | Groceries & household supplies | $45 |
| Essential | Utilities (electric, gas, water) | $24 |
| Essential | Transportation (gas, transit, maintenance) | $38 |
| Essential | Car insurance | $242 |
| Essential | Health insurance (individual) | $61 |
| Lifestyle | Internet & streaming | $105 |
| Lifestyle | Phone plan (1 line) | $85 |
| Lifestyle | Dining out & takeout | $350 |
| Lifestyle | Entertainment & recreation | $210 |
| Essentials Subtotal | $2,090 | |
| Lifestyle Subtotal | $750 | |
| Total Monthly Budget | $2,840 |
💡 Salary Needed: To live in Oxnard as a one working adult, no dependents with a 20% savings margin, you need approximately $6,311/year before taxes.Check affordability →