Monthly Budget in Richmond for a Single Adult
What it costs one working adult, no dependents to live in Richmond, VA in 2026.
$2,081
Total Monthly
$4,624
Salary Needed
100
Cost Index
Complete Monthly Budget
| Category | Expense | Monthly Cost |
|---|---|---|
| Essential | Rent (1BR apartment) | $1,200 |
| Essential | Groceries & household supplies | $41 |
| Essential | Utilities (electric, gas, water) | $17 |
| Essential | Transportation (gas, transit, maintenance) | $27 |
| Essential | Car insurance | $185 |
| Essential | Health insurance (individual) | $51 |
| Lifestyle | Internet & streaming | $75 |
| Lifestyle | Phone plan (1 line) | $85 |
| Lifestyle | Dining out & takeout | $250 |
| Lifestyle | Entertainment & recreation | $150 |
| Essentials Subtotal | $1,521 | |
| Lifestyle Subtotal | $560 | |
| Total Monthly Budget | $2,081 |
💡 Salary Needed: To live in Richmond as a one working adult, no dependents with a 20% savings margin, you need approximately $4,624/year before taxes.Check affordability →