Monthly Budget in San Diego for a Family of Four
What it costs two adults, two children to live in San Diego, CA in 2026.
$7,122
Total Monthly
$15,827
Salary Needed
160
Cost Index
Complete Monthly Budget
| Category | Expense | Monthly Cost |
|---|---|---|
| Essential | Rent (3BR apartment) | $2,880 |
| Essential | Groceries & household supplies | $147 |
| Essential | Utilities (electric, gas, water) | $42 |
| Essential | Transportation (gas, transit, maintenance) | $84 |
| Essential | Car insurance | $483 |
| Essential | Health insurance (family plan) | $168 |
| Lifestyle | Internet & streaming | $120 |
| Lifestyle | Phone plan (4 lines) | $238 |
| Lifestyle | Dining out & takeout | $560 |
| Lifestyle | Entertainment & recreation | $480 |
| Essential | Childcare (2 children) | $1,920 |
| Essentials Subtotal | $5,724 | |
| Lifestyle Subtotal | $1,398 | |
| Total Monthly Budget | $7,122 |
💡 Salary Needed: To live in San Diego as two adults, two children with a 20% savings margin, you need approximately $15,827/year before taxes.Check affordability →