Monthly Budget in San Diego for a Single Adult
What it costs one working adult, no dependents to live in San Diego, CA in 2026.
$3,190
Total Monthly
$7,089
Salary Needed
160
Cost Index
Complete Monthly Budget
| Category | Expense | Monthly Cost |
|---|---|---|
| Essential | Rent (1BR apartment) | $1,920 |
| Essential | Groceries & household supplies | $46 |
| Essential | Utilities (electric, gas, water) | $28 |
| Essential | Transportation (gas, transit, maintenance) | $42 |
| Essential | Car insurance | $242 |
| Essential | Health insurance (individual) | $67 |
| Lifestyle | Internet & streaming | $120 |
| Lifestyle | Phone plan (1 line) | $85 |
| Lifestyle | Dining out & takeout | $400 |
| Lifestyle | Entertainment & recreation | $240 |
| Essentials Subtotal | $2,345 | |
| Lifestyle Subtotal | $845 | |
| Total Monthly Budget | $3,190 |
💡 Salary Needed: To live in San Diego as a one working adult, no dependents with a 20% savings margin, you need approximately $7,089/year before taxes.Check affordability →