Monthly Budget in San Jose for a Couple
What it costs two working adults, no children to live in San Jose, CA in 2026.
$5,145
Total Monthly
$11,433
Salary Needed
214
Cost Index
Complete Monthly Budget
| Category | Expense | Monthly Cost |
|---|---|---|
| Essential | Rent (1BR apartment) | $2,568 |
| Essential | Groceries & household supplies | $110 |
| Essential | Utilities (electric, gas, water) | $41 |
| Essential | Transportation (gas, transit, maintenance) | $106 |
| Essential | Car insurance | $469 |
| Essential | Health insurance (couple) | $129 |
| Lifestyle | Internet & streaming | $161 |
| Lifestyle | Phone plan (2 lines) | $170 |
| Lifestyle | Dining out & takeout | $856 |
| Lifestyle | Entertainment & recreation | $535 |
| Essentials Subtotal | $3,423 | |
| Lifestyle Subtotal | $1,722 | |
| Total Monthly Budget | $5,145 |
💡 Salary Needed: To live in San Jose as two working adults, no children with a 20% savings margin, you need approximately $11,433/year before taxes.Check affordability →