Monthly Budget in San Luis Obispo for a Single Adult
What it costs one working adult, no dependents to live in San Luis Obispo, CA in 2026.
$2,986
Total Monthly
$6,636
Salary Needed
148
Cost Index
Complete Monthly Budget
| Category | Expense | Monthly Cost |
|---|---|---|
| Essential | Rent (1BR apartment) | $1,776 |
| Essential | Groceries & household supplies | $48 |
| Essential | Utilities (electric, gas, water) | $25 |
| Essential | Transportation (gas, transit, maintenance) | $50 |
| Essential | Car insurance | $244 |
| Essential | Health insurance (individual) | $55 |
| Lifestyle | Internet & streaming | $111 |
| Lifestyle | Phone plan (1 line) | $85 |
| Lifestyle | Dining out & takeout | $370 |
| Lifestyle | Entertainment & recreation | $222 |
| Essentials Subtotal | $2,198 | |
| Lifestyle Subtotal | $788 | |
| Total Monthly Budget | $2,986 |
💡 Salary Needed: To live in San Luis Obispo as a one working adult, no dependents with a 20% savings margin, you need approximately $6,636/year before taxes.Check affordability →