Monthly Budget in Springfield for a Family of Four
What it costs two adults, two children to live in Springfield, IL in 2026.
$4,085
Total Monthly
$9,078
Salary Needed
87
Cost Index
Complete Monthly Budget
| Category | Expense | Monthly Cost |
|---|---|---|
| Essential | Rent (3BR apartment) | $1,566 |
| Essential | Groceries & household supplies | $133 |
| Essential | Utilities (electric, gas, water) | $25 |
| Essential | Transportation (gas, transit, maintenance) | $68 |
| Essential | Car insurance | $283 |
| Essential | Health insurance (family plan) | $97 |
| Lifestyle | Internet & streaming | $65 |
| Lifestyle | Phone plan (4 lines) | $238 |
| Lifestyle | Dining out & takeout | $305 |
| Lifestyle | Entertainment & recreation | $261 |
| Essential | Childcare (2 children) | $1,044 |
| Essentials Subtotal | $3,216 | |
| Lifestyle Subtotal | $869 | |
| Total Monthly Budget | $4,085 |
💡 Salary Needed: To live in Springfield as two adults, two children with a 20% savings margin, you need approximately $9,078/year before taxes.Check affordability →