Monthly Budget in St. Louis for a Couple
What it costs two working adults, no children to live in St. Louis, MO in 2026.
$2,247
Total Monthly
$4,993
Salary Needed
87
Cost Index
Complete Monthly Budget
| Category | Expense | Monthly Cost |
|---|---|---|
| Essential | Rent (1BR apartment) | $1,044 |
| Essential | Groceries & household supplies | $50 |
| Essential | Utilities (electric, gas, water) | $18 |
| Essential | Transportation (gas, transit, maintenance) | $48 |
| Essential | Car insurance | $199 |
| Essential | Health insurance (couple) | $87 |
| Lifestyle | Internet & streaming | $65 |
| Lifestyle | Phone plan (2 lines) | $170 |
| Lifestyle | Dining out & takeout | $348 |
| Lifestyle | Entertainment & recreation | $218 |
| Essentials Subtotal | $1,446 | |
| Lifestyle Subtotal | $801 | |
| Total Monthly Budget | $2,247 |
💡 Salary Needed: To live in St. Louis as two working adults, no children with a 20% savings margin, you need approximately $4,993/year before taxes.Check affordability →