Monthly Budget in St. Louis for a Remote Worker
What it costs single adult working from home to live in St. Louis, MO in 2026.
$1,703
Total Monthly
$3,784
Salary Needed
87
Cost Index
Complete Monthly Budget
| Category | Expense | Monthly Cost |
|---|---|---|
| Essential | Rent (1BR apartment (home office)) | $1,044 |
| Essential | Groceries & household supplies | $32 |
| Essential | Utilities (electric, gas, water) | $18 |
| Essential | Transportation (gas, transit, maintenance) | $13 |
| Essential | Car insurance | $93 |
| Essential | Health insurance (individual) | $48 |
| Lifestyle | Internet & streaming | $65 |
| Lifestyle | Phone plan (1 line) | $85 |
| Lifestyle | Dining out & takeout | $174 |
| Lifestyle | Entertainment & recreation | $131 |
| Essentials Subtotal | $1,248 | |
| Lifestyle Subtotal | $455 | |
| Total Monthly Budget | $1,703 |
💡 Salary Needed: To live in St. Louis as single adult working from home with a 20% savings margin, you need approximately $3,784/year before taxes.Check affordability →