CostOfCity

Biloxi vs New Orleans: Full Cost Comparison

Side-by-side cost comparison across 38 categories. Updated March 2026.

MS
Biloxi
84
Cost Index
Pop: 46KIncome: $45K
VS
13% diff
LA
New Orleans
97
Cost Index
Pop: 384KIncome: $46K
More Affordable
Biloxi
Biloxi Wins
28/38
New Orleans Wins
10/38
Topics
38

Biloxi and New Orleans attract different kinds of residents, but people weighing one against the other is surprisingly common. Our data shows Biloxi is the more affordable option by 13%, though New Orleans often compensates with higher wages in key industries. Below, we compare every major cost category so you can decide based on your own priorities โ€” not someone else's spreadsheet.

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Key Cost Comparisons

Roof ReplacementBiloxi saves $3,684
Biloxi
$5,999
New Orleans
$9,683
Start a RestaurantBiloxi saves $50,065
Biloxi
$397,635
New Orleans
$447,700
Cost of LivingBiloxi saves $585
Biloxi
$2,853
New Orleans
$3,438
Rent PricesNew Orleans saves $443
Biloxi
$1,940
New Orleans
$1,497
Car InsuranceNew Orleans saves $67
Biloxi
$2,412
New Orleans
$2,345
Software Developer Salary (higher = better)New Orleans pays $49,742 more
Biloxi
$70,081
New Orleans
$119,823

Cost of Living

Biloxi: 4New Orleans: 1
CategoryBiloxiNew OrleansDiffWinner
Cost of Living$2,853$3,43817%Biloxi (lower cost)
Rent Prices$1,940$1,49723%New Orleans (lower cost)
Grocery Costs$372$4017%Biloxi (lower cost)
Utility Costs$229$25711%Biloxi (lower cost)
Transportation Costs$365$44117%Biloxi (lower cost)

Home Services

Biloxi: 8New Orleans: 2
CategoryBiloxiNew OrleansDiffWinner
Roof Replacement$5,999$9,68338%Biloxi (lower cost)
HVAC Installation$5,777$6,81415%Biloxi (lower cost)
Plumbing Services$206$34140%Biloxi (lower cost)
Electrical Work$284$3139%Biloxi (lower cost)
Kitchen Remodel$16,500$30,22845%Biloxi (lower cost)
Bathroom Remodel$8,189$11,68630%Biloxi (lower cost)
House Painting$4,853$4,4169%New Orleans (lower cost)
Flooring Installation$3,110$3,1923%Biloxi (lower cost)
Landscaping$2,795$3,41318%Biloxi (lower cost)
Fence Installation$3,005$2,8535%New Orleans (lower cost)

Business Startup Costs

Biloxi: 9New Orleans: 1
CategoryBiloxiNew OrleansDiffWinner
Start a Restaurant$397,635$447,70011%Biloxi (lower cost)
Start a Coffee Shop$172,017$198,79713%Biloxi (lower cost)
Start a Food Truck$88,150$128,63831%Biloxi (lower cost)
Start a Gym$196,392$263,29925%Biloxi (lower cost)
Start a Daycare$49,008$61,01720%Biloxi (lower cost)
Start a Hair Salon$199,215$231,43214%Biloxi (lower cost)
Start a Laundromat$332,238$363,0388%Biloxi (lower cost)
Start a Bakery$91,634$87,4505%New Orleans (lower cost)
Start a Bar$345,384$536,95236%Biloxi (lower cost)
Start a Cleaning Business$10,074$16,73740%Biloxi (lower cost)

Insurance

Biloxi: 1New Orleans: 3
CategoryBiloxiNew OrleansDiffWinner
Car Insurance$2,412$2,3453%New Orleans (lower cost)
Home Insurance$2,405$2,3452%New Orleans (lower cost)
Health Insurance$542$4949%New Orleans (lower cost)
Business Insurance$1,681$2,07919%Biloxi (lower cost)

Salaries & Jobs

Biloxi: 3New Orleans: 2
CategoryBiloxiNew OrleansDiffWinner
Software Developer Salary$70,081/yr$119,823/yr42%New Orleans (higher pay)
Registered Nurse Salary$73,429/yr$66,649/yr9%Biloxi (higher pay)
Teacher Salary$50,237/yr$44,823/yr11%Biloxi (higher pay)
Electrician Salary$45,303/yr$50,332/yr10%New Orleans (higher pay)
Plumber Salary$59,961/yr$50,868/yr15%Biloxi (higher pay)

Who Benefits From Each City?

The "better" city depends on your situation. Here's how different profiles stack up:

๐Ÿ’ป

Remote Worker

โ†’ Biloxi

If your salary doesn't depend on location, Biloxi's 13% lower costs translate directly into more savings or disposable income. Your paycheck goes further without a pay cut.

๐Ÿš€

Young Professional

โ†’ Biloxi

Both cities are moderately priced, but Biloxi's lower costs help you build savings earlier in your career when compound growth matters most.

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Family with Kids

โ†’ Biloxi

Families face multiplied costs โ€” housing, groceries, healthcare, and transportation all scale with household size. Biloxi's 13% advantage compounds across every budget category.

๐Ÿช

Small Business Owner

โ†’ Biloxi

Lower operating costs in Biloxi mean lower break-even points. Rent, utilities, insurance, and labor all come in cheaper, giving new businesses more runway to reach profitability.

๐Ÿ–๏ธ

Retiree

โ†’ Biloxi

On a fixed income, every percentage point matters. Biloxi's lower healthcare, housing, and everyday costs help retirement savings last longer.

The Verdict

Biloxi is 13% more affordable overall

Biloxi wins 28 out of 38 cost categories.New Orleans has higher costs but wins 10 categories.

Biloxi
84
New Orleans
97

Explore Each City

Biloxi, MS
Pop: 46K | Index: 84
View all costs โ†’
New Orleans, LA
Pop: 384K | Index: 97
View all costs โ†’

Explore Specific Costs

Dive deeper into specific cost topics for each city:

Frequently Asked Questions

Which city is better for remote workers?

For remote workers earning a location-independent salary, Biloxi is the clear winner. The 13% cost advantage means more of your paycheck goes to savings or discretionary spending. New Orleans makes more sense if your employer adjusts pay upward for that market.

Should I move from New Orleans to Biloxi?

If your income stays the same or comparable, moving from New Orleans to Biloxi gives you 13% more purchasing power. That said, the decision depends on career opportunities, family ties, lifestyle preferences, and which specific costs matter most to your household. Review the category breakdown above to see which line items shift the most.

Which city has better job opportunities?

Job market strength depends on your industry. Both cities have similar cost profiles, suggesting comparable job markets. Compare specific salary categories above for your field. Median incomes are $45K (Biloxi) vs $46K (New Orleans).

Is Biloxi or New Orleans more affordable in 2026?

Biloxi is 13% more affordable than New Orleans overall. Biloxi wins 28 out of 38 cost categories. However, New Orleans may offer higher salaries in certain industries that can offset higher living costs.

About This Comparison

Data SourcesBLS Consumer Expenditure Survey, Census Bureau ACS, HUD Fair Market Rent data, BLS OEWS (salary data), and regional industry surveys.
MethodologyEach city's costs are derived from national averages adjusted by city-specific cost-of-living indices. Category-specific sensitivity factors account for varying price elasticity across topic areas.
ConfidenceMEDIUMModel-derived estimates, not direct price surveys

Limitations: This comparison uses modeled data based on cost-of-living indices. Actual costs may vary based on neighborhood, timing, provider, and individual circumstances. Salary data reflects median full-time employment; contract and freelance rates differ. Last updated: March 2026.

โ† All ComparisonsBiloxi costs โ†’New Orleans costs โ†’