CostOfCity

Evansville vs Bloomington: Full Cost Comparison

Side-by-side cost comparison across 38 categories. Updated March 2026.

IN
Evansville
82
Cost Index
Pop: 117KIncome: $40K
VS
6% diff
IN
Bloomington
88
Cost Index
Pop: 79KIncome: $33K
More Affordable
Evansville
Evansville Wins
27/38
Bloomington Wins
11/38
Topics
38

The Evansville vs Bloomington debate comes down to more than just price tags. While Evansville offers lower costs across most categories (6% cheaper overall), Bloomington brings advantages in job market depth and earning potential. We've analyzed cost data across every category in our database to give you the complete picture โ€” including who actually benefits from each city's strengths.

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Key Cost Comparisons

Roof ReplacementEvansville saves $1,480
Evansville
$6,587
Bloomington
$8,067
Start a RestaurantEvansville saves $190,897
Evansville
$276,228
Bloomington
$467,125
Cost of LivingEvansville saves $1,769
Evansville
$2,744
Bloomington
$4,513
Rent PricesEvansville saves $744
Evansville
$1,228
Bloomington
$1,972
Car InsuranceBloomington saves $240
Evansville
$1,572
Bloomington
$1,332
Software Developer Salary (higher = better)Bloomington pays $41,982 more
Evansville
$71,643
Bloomington
$113,625

Cost of Living

Evansville: 3Bloomington: 2
CategoryEvansvilleBloomingtonDiffWinner
Cost of Living$2,744$4,51339%Evansville (lower cost)
Rent Prices$1,228$1,97238%Evansville (lower cost)
Grocery Costs$453$38315%Bloomington (lower cost)
Utility Costs$177$23625%Evansville (lower cost)
Transportation Costs$397$3960%Bloomington (lower cost)

Home Services

Evansville: 8Bloomington: 2
CategoryEvansvilleBloomingtonDiffWinner
Roof Replacement$6,587$8,06718%Evansville (lower cost)
HVAC Installation$4,822$6,03520%Evansville (lower cost)
Plumbing Services$308$25717%Bloomington (lower cost)
Electrical Work$338$3176%Bloomington (lower cost)
Kitchen Remodel$16,608$22,76027%Evansville (lower cost)
Bathroom Remodel$8,982$11,58722%Evansville (lower cost)
House Painting$3,573$3,8146%Evansville (lower cost)
Flooring Installation$1,874$2,39822%Evansville (lower cost)
Landscaping$3,134$3,3918%Evansville (lower cost)
Fence Installation$3,396$3,5775%Evansville (lower cost)

Business Startup Costs

Evansville: 10Bloomington: 0
CategoryEvansvilleBloomingtonDiffWinner
Start a Restaurant$276,228$467,12541%Evansville (lower cost)
Start a Coffee Shop$119,520$140,82815%Evansville (lower cost)
Start a Food Truck$122,888$127,8944%Evansville (lower cost)
Start a Gym$176,811$202,34513%Evansville (lower cost)
Start a Daycare$46,044$56,98619%Evansville (lower cost)
Start a Hair Salon$233,469$289,54319%Evansville (lower cost)
Start a Laundromat$286,738$314,3009%Evansville (lower cost)
Start a Bakery$90,626$100,0819%Evansville (lower cost)
Start a Bar$378,073$425,80811%Evansville (lower cost)
Start a Cleaning Business$13,637$15,91214%Evansville (lower cost)

Insurance

Evansville: 3Bloomington: 1
CategoryEvansvilleBloomingtonDiffWinner
Car Insurance$1,572$1,33215%Bloomington (lower cost)
Home Insurance$1,936$1,9762%Evansville (lower cost)
Health Insurance$452$61026%Evansville (lower cost)
Business Insurance$1,397$1,4312%Evansville (lower cost)

Salaries & Jobs

Evansville: 1Bloomington: 4
CategoryEvansvilleBloomingtonDiffWinner
Software Developer Salary$71,643/yr$113,625/yr37%Bloomington (higher pay)
Registered Nurse Salary$70,061/yr$62,895/yr10%Evansville (higher pay)
Teacher Salary$51,904/yr$52,693/yr1%Bloomington (higher pay)
Electrician Salary$54,691/yr$55,794/yr2%Bloomington (higher pay)
Plumber Salary$46,143/yr$50,142/yr8%Bloomington (higher pay)

Who Benefits From Each City?

The "better" city depends on your situation. Here's how different profiles stack up:

๐Ÿ’ป

Remote Worker

โ†’ Evansville

If your salary doesn't depend on location, Evansville's 6% lower costs translate directly into more savings or disposable income. Your paycheck goes further without a pay cut.

๐Ÿš€

Young Professional

โ†’ Evansville

Both cities are moderately priced, but Evansville's lower costs help you build savings earlier in your career when compound growth matters most.

๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘งโ€๐Ÿ‘ฆ

Family with Kids

โ†’ Evansville

Families face multiplied costs โ€” housing, groceries, healthcare, and transportation all scale with household size. Evansville's 6% advantage compounds across every budget category.

๐Ÿช

Small Business Owner

โ†’ Evansville

Lower operating costs in Evansville mean lower break-even points. Rent, utilities, insurance, and labor all come in cheaper, giving new businesses more runway to reach profitability.

๐Ÿ–๏ธ

Retiree

โ†’ Evansville

On a fixed income, every percentage point matters. Evansville's lower healthcare, housing, and everyday costs help retirement savings last longer.

The Verdict

Evansville is 6% more affordable overall

Evansville wins 27 out of 38 cost categories.Bloomington has higher costs but wins 11 categories.

Evansville
82
Bloomington
88

Explore Each City

Evansville, IN
Pop: 117K | Index: 82
View all costs โ†’
Bloomington, IN
Pop: 79K | Index: 88
View all costs โ†’

Explore Specific Costs

Dive deeper into specific cost topics for each city:

Frequently Asked Questions

Which city has better job opportunities?

Job market strength depends on your industry. Both cities have similar cost profiles, suggesting comparable job markets. Compare specific salary categories above for your field. Median incomes are $40K (Evansville) vs $33K (Bloomington).

Is Evansville or Bloomington more affordable in 2026?

Evansville is 6% more affordable than Bloomington overall. Evansville wins 27 out of 38 cost categories. However, Bloomington may offer higher salaries in certain industries that can offset higher living costs.

Should I move from Bloomington to Evansville?

If your income stays the same or comparable, moving from Bloomington to Evansville gives you 6% more purchasing power. That said, the decision depends on career opportunities, family ties, lifestyle preferences, and which specific costs matter most to your household. Review the category breakdown above to see which line items shift the most.

How do housing costs compare between Evansville and Bloomington?

Housing is typically the biggest cost difference between these cities. Evansville (index: 82) and Bloomington (index: 88) differ by 6% overall, with housing costs often diverging even more than the average. Check the Cost of Living section above for specific figures.

About This Comparison

Data SourcesBLS Consumer Expenditure Survey, Census Bureau ACS, HUD Fair Market Rent data, BLS OEWS (salary data), and regional industry surveys.
MethodologyEach city's costs are derived from national averages adjusted by city-specific cost-of-living indices. Category-specific sensitivity factors account for varying price elasticity across topic areas.
ConfidenceMEDIUMModel-derived estimates, not direct price surveys

Limitations: This comparison uses modeled data based on cost-of-living indices. Actual costs may vary based on neighborhood, timing, provider, and individual circumstances. Salary data reflects median full-time employment; contract and freelance rates differ. Last updated: March 2026.

โ† All ComparisonsEvansville costs โ†’Bloomington costs โ†’