Denton vs Fort Worth: Cost of Living Comparison

Side-by-side cost comparison across 62 categories. Updated May 2026.

TX
Denton
92
Cost Index
Pop: 166KIncome: $81K
VS
2% diff
TX
Fort Worth
94
Cost Index
Pop: 963KIncome: $80K
Salary Comparison Calculator
Asalary inequals…
To keep the same standard of living in Fort Worth, TX, you'd need
$102,174
That's +$2,174 (+2%) more than Denton.
Based on cost-of-living indices (Denton 92 vs Fort Worth 94; 100 = US average).
More Affordable
Denton
Denton Wins
31/62
Fort Worth Wins
31/62
Monthly Cost Advantage
Denton saves ~$397/mo
recurring costs only, ~$4,764/yr

Should you live in Denton or Fort Worth? The cost data below will help you answer that question with confidence. Denton wins on overall affordability — 2% cheaper across the board — but the category-by-category breakdown reveals a more interesting story. Some expenses are dramatically different between these two markets; others are almost identical.

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Direct Answer

Which Is Cheaper: Denton or Fort Worth?

Denton is the more affordable choice between Denton and Fort Worth, with a 2% lower overall cost index. Denton has the recurring monthly cost edge at roughly $397/mo, while Fort Worth has the stronger salary-side advantage.

This comparison separates lower living costs from higher salary potential so a move decision does not over-credit one number. Use the cards below to see the main trade-offs before going into the full category table.

Monthly cost edge
$397/mo

Denton is ahead on recurring modeled costs, or about $4,764/yr.

Category wins
31-31

Denton wins 31 total categories; Fort Worth wins 31. Salary categories are judged by higher pay.

Income gap
$1K

ACS median household income differs by about $1,401 between the two cities.

Rent gap
$59/mo

ACS median gross rent is separated by about $59/mo.

Overall Cost of Living Comparison

CategoryDentonFort WorthDifference
OverallB+B+Tie
HousingB+B+Tie
FoodB+B+Tie
HealthcareB+B+Tie
TransportationB+B+Tie
UtilitiesAB+Tie

Rent, Food, and Utility Differences

🏠

Housing

82
Denton
Denton saves 23%
101
Fort Worth

Housing costs are primarily driven by local real estate markets and land values.

🛒

Food & Groceries

86
Denton
Denton saves 23%
106
Fort Worth

Food & Groceries costs are primarily driven by local supply chains and regional agriculture.

🏥

Healthcare

86
Denton
Denton saves 21%
104
Fort Worth

Healthcare costs are primarily driven by local provider networks and state regulations.

🚗

Transportation

101
Denton
Fort Worth saves 13%
88
Fort Worth

Transportation costs are primarily driven by local public transit availability and fuel costs.

💡

Utilities

96
Denton
Fort Worth saves 2%
94
Fort Worth

Utilities costs are primarily driven by local energy sources and climate demands.

🔧

Services

93
Denton
Fort Worth saves 1%
92
Fort Worth

Services costs are primarily driven by local labor markets and demand density.

Key Cost Comparisons

Roof ReplacementFort Worth saves $436
Denton
$7,907
Fort Worth
$7,471
Start a RestaurantDenton saves $67,988
Denton
$398,444
Fort Worth
$466,432
Cost of LivingFort Worth saves $25
Denton
$4,020
Fort Worth
$3,995
Rent PricesFort Worth saves $59
Denton
$1,568
Fort Worth
$1,509
Car InsuranceFort Worth saves $295
Denton
$1,988
Fort Worth
$1,693
Software Developer Salary (higher = better)Denton pays $23,012 more
Denton
$111,436
Fort Worth
$88,424

Cost of Living

Denton: 2Fort Worth: 5
CategoryDentonFort WorthDiffWinner
Cost of Living$4,020$3,9951%Fort Worth (lower cost)
Rent Prices$1,568$1,5094%Fort Worth (lower cost)
Grocery Costs$521$40223%Fort Worth (lower cost)
Utility Costs$265$23810%Fort Worth (lower cost)
Transportation Costs$392$3881%Fort Worth (lower cost)
Childcare Costs$1,325$1,94532%Denton (lower cost)
Gym Membership$52$6419%Denton (lower cost)

Home Services

Denton: 8Fort Worth: 9
CategoryDentonFort WorthDiffWinner
Roof Replacement$7,907$7,4716%Fort Worth (lower cost)
HVAC Installation$6,541$7,53913%Denton (lower cost)
Plumbing Services$251$28311%Denton (lower cost)
Electrical Work$329$26320%Fort Worth (lower cost)
Kitchen Remodel$25,181$30,70418%Denton (lower cost)
Bathroom Remodel$7,542$7,8834%Denton (lower cost)
House Painting$3,594$5,29432%Denton (lower cost)
Flooring Installation$2,509$2,81211%Denton (lower cost)
Landscaping$3,555$2,21238%Fort Worth (lower cost)
Fence Installation$3,596$3,4235%Fort Worth (lower cost)
Window Replacement$6,497$5,30718%Fort Worth (lower cost)
Solar Panel Installation$25,657$16,43236%Fort Worth (lower cost)
Water Heater Replacement$1,581$1,82914%Denton (lower cost)
Deck Building$12,719$11,7068%Fort Worth (lower cost)
Pool Installation$42,460$45,8207%Denton (lower cost)
Tree Removal$1,063$74030%Fort Worth (lower cost)
Garage Door Repair$334$28614%Fort Worth (lower cost)

Business Startup Costs

Denton: 10Fort Worth: 2
CategoryDentonFort WorthDiffWinner
Start a Restaurant$398,444$466,43215%Denton (lower cost)
Start a Coffee Shop$187,587$177,1946%Fort Worth (lower cost)
Start a Food Truck$106,857$123,99414%Denton (lower cost)
Start a Gym$224,318$236,8855%Denton (lower cost)
Start a Daycare$41,602$49,54416%Denton (lower cost)
Start a Hair Salon$287,070$342,59516%Denton (lower cost)
Start a Laundromat$335,300$366,8009%Denton (lower cost)
Start a Bakery$92,595$106,57013%Denton (lower cost)
Start a Bar$466,272$489,2645%Denton (lower cost)
Start a Cleaning Business$18,465$12,95830%Fort Worth (lower cost)
Start an Airbnb$24,799$28,80014%Denton (lower cost)
Start a Trucking Business$109,796$144,93624%Denton (lower cost)

Insurance

Denton: 4Fort Worth: 5
CategoryDentonFort WorthDiffWinner
Car Insurance$1,988$1,69315%Fort Worth (lower cost)
Home Insurance$2,033$2,48818%Denton (lower cost)
Health Insurance$734$7401%Denton (lower cost)
Business Insurance$1,949$1,76010%Fort Worth (lower cost)
Life Insurance$53$489%Fort Worth (lower cost)
Renters Insurance$25$244%Fort Worth (lower cost)
Pet Insurance$66$4236%Fort Worth (lower cost)
Dental Insurance$39$403%Denton (lower cost)
Motorcycle Insurance$435$4738%Denton (lower cost)

Salaries & Jobs

Denton: 5Fort Worth: 5
CategoryDentonFort WorthDiffWinner
Software Developer Salary$111,436/yr$88,424/yr21%Denton (higher pay)
Registered Nurse Salary$65,318/yr$74,235/yr12%Fort Worth (higher pay)
Teacher Salary$59,343/yr$39,416/yr34%Denton (higher pay)
Electrician Salary$44,175/yr$64,850/yr32%Fort Worth (higher pay)
Plumber Salary$43,728/yr$42,156/yr4%Denton (higher pay)
Accountant Salary$72,126/yr$76,344/yr6%Fort Worth (higher pay)
Physical Therapist Salary$74,056/yr$81,919/yr10%Fort Worth (higher pay)
Police Officer Salary$57,531/yr$48,355/yr16%Denton (higher pay)
Dentist Salary$139,770/yr$181,440/yr23%Fort Worth (higher pay)
Real Estate Agent Salary$82,034/yr$64,131/yr22%Denton (higher pay)

Which City Gives You More Buying Power?

The "better" city depends on your situation. Here's how different profiles stack up:

💻

Remote Worker

Denton

If your salary doesn't depend on location, Denton's 2% lower costs translate directly into more savings or disposable income. Your paycheck goes further without a pay cut.

🚀

Young Professional

Denton

Both cities are moderately priced, but Denton's lower costs help you build savings earlier in your career when compound growth matters most.

👨‍👩‍👧‍👦

Family with Kids

Denton

Families face multiplied costs — housing, groceries, healthcare, and transportation all scale with household size. Denton's 2% advantage compounds across every budget category.

🏪

Small Business Owner

Denton

Lower operating costs in Denton mean lower break-even points. Rent, utilities, insurance, and labor all come in cheaper, giving new businesses more runway to reach profitability.

🏖️

Retiree

Denton

On a fixed income, every percentage point matters. Denton's lower healthcare, housing, and everyday costs help retirement savings last longer.

Salary Equivalent Between Cities

Denton is 2% more affordable overall

Denton has the lower overall cost index and wins 26 non-salary cost categories.Fort Worth has the stronger salary edge across 5 salary categories, so wages are shown separately from affordability.

Denton
92
Fort Worth
94

Move Decision Checklist

  1. Compare rent first: it is usually the biggest swing item between Denton and Fort Worth.
  2. Do not mix salary and affordability: use Fort Worth for pay leverage and Denton for spending power.
  3. Run the move-shock and salary-needed pages before committing to deposits, movers, or a lease.

Explore Each City

Denton, TX
Pop: 166K | Index: 92
View all costs →
Fort Worth, TX
Pop: 963K | Index: 94
View all costs →

Explore Specific Costs

Dive deeper into specific cost topics for each city:

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Frequently Asked Questions

Which city is better for remote workers?

For remote workers earning a location-independent salary, Denton is the clear winner. The 2% cost advantage means more of your paycheck goes to savings or discretionary spending. Fort Worth makes more sense if your employer adjusts pay upward for that market.

Should I move from Fort Worth to Denton?

If your income stays the same or comparable, moving from Fort Worth to Denton gives you 2% more purchasing power. That said, the decision depends on career opportunities, family ties, lifestyle preferences, and which specific costs matter most to your household. Review the category breakdown above to see which line items shift the most.

Which city has better job opportunities?

Job market strength depends on your industry. Both cities have similar cost profiles, suggesting comparable job markets. Compare specific salary categories above for your field. Median incomes are $52K (Denton) vs $62K (Fort Worth).

Is Denton or Fort Worth more affordable in 2026?

Denton is 2% more affordable than Fort Worth overall. Denton wins 31 out of 62 cost categories. However, Fort Worth may offer higher salaries in certain industries that can offset higher living costs.

About This Comparison

Data SourcesACS 2024 5-year population, median household income, and median gross rent; BLS Consumer Expenditure Survey; HUD Fair Market Rent data; BLS OEWS salary data.
MethodologyRent and demographic anchors use official ACS values where available. Non-housing categories are modeled from national averages adjusted by city-specific cost indices and category sensitivity factors.
ConfidenceHYBRIDOfficial ACS anchors plus modeled non-housing estimates
Denton ACS median rent: $1,568/moFort Worth ACS median rent: $1,509/mo

Limitations: ACS values are official citywide estimates, while some category costs remain modeled. Actual costs may vary by neighborhood, provider, timing, and household needs. Salary data reflects median full-time employment; contract and freelance rates differ. Last updated: May 2026.

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