CostOfCity

Great Falls vs Coeur d'Alene: Full Cost Comparison

Side-by-side cost comparison across 38 categories. Updated March 2026.

MT
Great Falls
88
Cost Index
Pop: 60KIncome: $48K
VS
16% diff
ID
Coeur d'Alene
104
Cost Index
Pop: 55KIncome: $50K
More Affordable
Great Falls
Great Falls Wins
28/38
Coeur d'Alene Wins
10/38
Topics
38

Every year, thousands of Americans weigh Great Falls against Coeur d'Alene. Here's what they should know: Great Falls is 16% cheaper overall, but Coeur d'Alene offers higher wages that can offset the premium in certain career fields. We've broken down the comparison across all 38 cost categories we track โ€” with a verdict for different types of movers at the bottom.

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Key Cost Comparisons

Roof ReplacementGreat Falls saves $1,754
Great Falls
$7,564
Coeur d'Alene
$9,318
Start a RestaurantGreat Falls saves $96,431
Great Falls
$335,544
Coeur d'Alene
$431,975
Cost of LivingCoeur d'Alene saves $408
Great Falls
$3,627
Coeur d'Alene
$3,219
Rent PricesGreat Falls saves $429
Great Falls
$1,570
Coeur d'Alene
$1,999
Car InsuranceCoeur d'Alene saves $277
Great Falls
$2,107
Coeur d'Alene
$1,830
Software Developer Salary (higher = better)Coeur d'Alene pays $12,914 more
Great Falls
$117,310
Coeur d'Alene
$130,224

Cost of Living

Great Falls: 3Coeur d'Alene: 2
CategoryGreat FallsCoeur d'AleneDiffWinner
Cost of Living$3,627$3,21911%Coeur d'Alene (lower cost)
Rent Prices$1,570$1,99921%Great Falls (lower cost)
Grocery Costs$446$4343%Coeur d'Alene (lower cost)
Utility Costs$202$2072%Great Falls (lower cost)
Transportation Costs$354$41214%Great Falls (lower cost)

Home Services

Great Falls: 9Coeur d'Alene: 1
CategoryGreat FallsCoeur d'AleneDiffWinner
Roof Replacement$7,564$9,31819%Great Falls (lower cost)
HVAC Installation$5,477$6,56617%Great Falls (lower cost)
Plumbing Services$297$3238%Great Falls (lower cost)
Electrical Work$322$3065%Coeur d'Alene (lower cost)
Kitchen Remodel$26,570$29,38410%Great Falls (lower cost)
Bathroom Remodel$9,157$13,74233%Great Falls (lower cost)
House Painting$5,056$5,5649%Great Falls (lower cost)
Flooring Installation$2,215$2,84122%Great Falls (lower cost)
Landscaping$2,962$3,33211%Great Falls (lower cost)
Fence Installation$2,409$3,65634%Great Falls (lower cost)

Business Startup Costs

Great Falls: 9Coeur d'Alene: 1
CategoryGreat FallsCoeur d'AleneDiffWinner
Start a Restaurant$335,544$431,97522%Great Falls (lower cost)
Start a Coffee Shop$178,353$189,2596%Great Falls (lower cost)
Start a Food Truck$103,894$120,05713%Great Falls (lower cost)
Start a Gym$265,458$248,5736%Coeur d'Alene (lower cost)
Start a Daycare$39,633$54,85228%Great Falls (lower cost)
Start a Hair Salon$197,656$357,48845%Great Falls (lower cost)
Start a Laundromat$229,950$435,57547%Great Falls (lower cost)
Start a Bakery$81,339$109,40526%Great Falls (lower cost)
Start a Bar$378,048$549,02431%Great Falls (lower cost)
Start a Cleaning Business$15,096$15,7024%Great Falls (lower cost)

Insurance

Great Falls: 3Coeur d'Alene: 1
CategoryGreat FallsCoeur d'AleneDiffWinner
Car Insurance$2,107$1,83013%Coeur d'Alene (lower cost)
Home Insurance$2,423$2,4662%Great Falls (lower cost)
Health Insurance$458$54516%Great Falls (lower cost)
Business Insurance$1,411$1,58911%Great Falls (lower cost)

Salaries & Jobs

Great Falls: 1Coeur d'Alene: 4
CategoryGreat FallsCoeur d'AleneDiffWinner
Software Developer Salary$117,310/yr$130,224/yr10%Coeur d'Alene (higher pay)
Registered Nurse Salary$77,070/yr$90,998/yr15%Coeur d'Alene (higher pay)
Teacher Salary$47,110/yr$69,721/yr32%Coeur d'Alene (higher pay)
Electrician Salary$73,919/yr$70,569/yr5%Great Falls (higher pay)
Plumber Salary$46,632/yr$58,926/yr21%Coeur d'Alene (higher pay)

Who Benefits From Each City?

The "better" city depends on your situation. Here's how different profiles stack up:

๐Ÿ’ป

Remote Worker

โ†’ Great Falls

If your salary doesn't depend on location, Great Falls's 16% lower costs translate directly into more savings or disposable income. Your paycheck goes further without a pay cut.

๐Ÿš€

Young Professional

โ†’ Great Falls

Both cities are moderately priced, but Great Falls's lower costs help you build savings earlier in your career when compound growth matters most.

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Family with Kids

โ†’ Great Falls

Families face multiplied costs โ€” housing, groceries, healthcare, and transportation all scale with household size. Great Falls's 16% advantage compounds across every budget category.

๐Ÿช

Small Business Owner

โ†’ Great Falls

Lower operating costs in Great Falls mean lower break-even points. Rent, utilities, insurance, and labor all come in cheaper, giving new businesses more runway to reach profitability.

๐Ÿ–๏ธ

Retiree

โ†’ Great Falls

On a fixed income, every percentage point matters. Great Falls's lower healthcare, housing, and everyday costs help retirement savings last longer.

The Verdict

Great Falls is 16% more affordable overall

Great Falls wins 28 out of 38 cost categories.Coeur d'Alene has higher costs but wins 10 categories โ€” typically due to higher wages and urban demand.

Great Falls
88
Coeur d'Alene
104

Explore Each City

Great Falls, MT
Pop: 60K | Index: 88
View all costs โ†’
Coeur d'Alene, ID
Pop: 55K | Index: 104
View all costs โ†’

Explore Specific Costs

Dive deeper into specific cost topics for each city:

Frequently Asked Questions

How do housing costs compare between Great Falls and Coeur d'Alene?

Housing is typically the biggest cost difference between these cities. Great Falls (index: 88) and Coeur d'Alene (index: 104) differ by 16% overall, with housing costs often diverging even more than the average. Check the Cost of Living section above for specific figures.

Which city is better for remote workers?

For remote workers earning a location-independent salary, Great Falls is the clear winner. The 16% cost advantage means more of your paycheck goes to savings or discretionary spending. Coeur d'Alene makes more sense if your employer adjusts pay upward for that market.

What is the cost of living index for Great Falls vs Coeur d'Alene?

Great Falls's cost of living index is 88; Coeur d'Alene's is 104. A score of 100 represents the national average. Great Falls is below average; Coeur d'Alene is above average. These figures are derived from BLS and Census data.

Which city has better job opportunities?

Job market strength depends on your industry. Both cities have similar cost profiles, suggesting comparable job markets. Compare specific salary categories above for your field. Median incomes are $48K (Great Falls) vs $50K (Coeur d'Alene).

About This Comparison

Data SourcesBLS Consumer Expenditure Survey, Census Bureau ACS, HUD Fair Market Rent data, BLS OEWS (salary data), and regional industry surveys.
MethodologyEach city's costs are derived from national averages adjusted by city-specific cost-of-living indices. Category-specific sensitivity factors account for varying price elasticity across topic areas.
ConfidenceMEDIUMModel-derived estimates, not direct price surveys

Limitations: This comparison uses modeled data based on cost-of-living indices. Actual costs may vary based on neighborhood, timing, provider, and individual circumstances. Salary data reflects median full-time employment; contract and freelance rates differ. Last updated: March 2026.

โ† All ComparisonsGreat Falls costs โ†’Coeur d'Alene costs โ†’