McKinney vs Shreveport: Cost of Living Comparison

Side-by-side cost comparison across 62 categories. Updated May 2026.

TX
McKinney
98
Cost Index
Pop: 211KIncome: $124K
VS
16% diff
LA
Shreveport
82
Cost Index
Pop: 178KIncome: $50K
Salary Comparison Calculator
Asalary inequals…
To keep the same standard of living in Shreveport, LA, you'd need
$83,673
That's $-16,327 (-16%) less than McKinney.
Based on cost-of-living indices (McKinney 98 vs Shreveport 82; 100 = US average).
More Affordable
Shreveport
McKinney Wins
15/62
Shreveport Wins
47/62
Monthly Cost Advantage
Shreveport saves ~$2,466/mo
recurring costs only, ~$29,592/yr

Every year, thousands of Americans weigh McKinney against Shreveport. Here's what they should know: Shreveport is 16% cheaper overall, but McKinney has its own cost advantages in specific categories. We've broken down the comparison across all 62 cost categories we track — with a verdict for different types of movers at the bottom.

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Direct Answer

Which Is Cheaper: McKinney or Shreveport?

Shreveport is the more affordable choice between McKinney and Shreveport, with a 16% lower overall cost index. Shreveport has the recurring monthly cost edge at roughly $2,466/mo, while McKinney has the stronger salary-side advantage.

This comparison separates lower living costs from higher salary potential so a move decision does not over-credit one number. Use the cards below to see the main trade-offs before going into the full category table.

Monthly cost edge
$2,466/mo

Shreveport is ahead on recurring modeled costs, or about $29,592/yr.

Category wins
15-47

McKinney wins 15 total categories; Shreveport wins 47. Salary categories are judged by higher pay.

Income gap
$74K

ACS median household income differs by about $73,924 between the two cities.

Rent gap
$937/mo

ACS median gross rent is separated by about $937/mo.

Overall Cost of Living Comparison

CategoryMcKinneyShreveportDifference
OverallBATie
HousingBA+Tie
FoodBATie
HealthcareB+ATie
TransportationBATie
UtilitiesC+AShreveport +2pts

Rent, Food, and Utility Differences

🏠

Housing

93
McKinney
Shreveport saves 12%
82
Shreveport

Housing costs are primarily driven by local real estate markets and land values.

🛒

Food & Groceries

99
McKinney
Shreveport saves 11%
88
Shreveport

Food & Groceries costs are primarily driven by local supply chains and regional agriculture.

🏥

Healthcare

92
McKinney
Even
92
Shreveport

Healthcare costs are primarily driven by local provider networks and state regulations.

🚗

Transportation

104
McKinney
Shreveport saves 23%
80
Shreveport

Transportation costs are primarily driven by local public transit availability and fuel costs.

💡

Utilities

107
McKinney
Shreveport saves 24%
81
Shreveport

Utilities costs are primarily driven by local energy sources and climate demands.

🔧

Services

98
McKinney
Shreveport saves 17%
81
Shreveport

Services costs are primarily driven by local labor markets and demand density.

Key Cost Comparisons

Roof ReplacementShreveport saves $2,335
McKinney
$8,518
Shreveport
$6,183
Start a RestaurantShreveport saves $36,538
McKinney
$464,582
Shreveport
$428,044
Cost of LivingShreveport saves $1,206
McKinney
$4,454
Shreveport
$3,248
Rent PricesShreveport saves $937
McKinney
$1,901
Shreveport
$964
Car InsuranceShreveport saves $511
McKinney
$2,261
Shreveport
$1,750
Software Developer Salary (higher = better)McKinney pays $16,764 more
McKinney
$119,070
Shreveport
$102,306

Cost of Living

McKinney: 2Shreveport: 5
CategoryMcKinneyShreveportDiffWinner
Cost of Living$4,454$3,24827%Shreveport (lower cost)
Rent Prices$1,901$96449%Shreveport (lower cost)
Grocery Costs$355$43318%McKinney (lower cost)
Utility Costs$271$20923%Shreveport (lower cost)
Transportation Costs$447$36818%Shreveport (lower cost)
Childcare Costs$1,691$1,5826%Shreveport (lower cost)
Gym Membership$48$539%McKinney (lower cost)

Home Services

McKinney: 1Shreveport: 16
CategoryMcKinneyShreveportDiffWinner
Roof Replacement$8,518$6,18327%Shreveport (lower cost)
HVAC Installation$8,429$5,03840%Shreveport (lower cost)
Plumbing Services$313$26316%Shreveport (lower cost)
Electrical Work$394$24239%Shreveport (lower cost)
Kitchen Remodel$22,370$18,85116%Shreveport (lower cost)
Bathroom Remodel$10,816$9,57911%Shreveport (lower cost)
House Painting$4,516$2,86237%Shreveport (lower cost)
Flooring Installation$3,090$2,46420%Shreveport (lower cost)
Landscaping$3,014$2,9891%Shreveport (lower cost)
Fence Installation$3,659$3,5692%Shreveport (lower cost)
Window Replacement$8,062$5,54331%Shreveport (lower cost)
Solar Panel Installation$22,632$15,03234%Shreveport (lower cost)
Water Heater Replacement$2,137$1,55727%Shreveport (lower cost)
Deck Building$9,782$10,5257%McKinney (lower cost)
Pool Installation$44,323$42,1715%Shreveport (lower cost)
Tree Removal$1,214$98419%Shreveport (lower cost)
Garage Door Repair$337$3215%Shreveport (lower cost)

Business Startup Costs

McKinney: 2Shreveport: 10
CategoryMcKinneyShreveportDiffWinner
Start a Restaurant$464,582$428,0448%Shreveport (lower cost)
Start a Coffee Shop$217,303$164,02725%Shreveport (lower cost)
Start a Food Truck$132,581$82,60738%Shreveport (lower cost)
Start a Gym$262,020$170,00535%Shreveport (lower cost)
Start a Daycare$55,721$50,18210%Shreveport (lower cost)
Start a Hair Salon$299,378$237,61421%Shreveport (lower cost)
Start a Laundromat$358,925$247,97531%Shreveport (lower cost)
Start a Bakery$87,744$86,6091%Shreveport (lower cost)
Start a Bar$377,328$366,1923%Shreveport (lower cost)
Start a Cleaning Business$18,992$16,38514%Shreveport (lower cost)
Start an Airbnb$23,712$23,7810%McKinney (lower cost)
Start a Trucking Business$117,635$125,1256%McKinney (lower cost)

Insurance

McKinney: 0Shreveport: 9
CategoryMcKinneyShreveportDiffWinner
Car Insurance$2,261$1,75023%Shreveport (lower cost)
Home Insurance$2,379$1,83223%Shreveport (lower cost)
Health Insurance$754$46738%Shreveport (lower cost)
Business Insurance$2,050$1,64520%Shreveport (lower cost)
Life Insurance$59$3246%Shreveport (lower cost)
Renters Insurance$27$2411%Shreveport (lower cost)
Pet Insurance$59$557%Shreveport (lower cost)
Dental Insurance$31$296%Shreveport (lower cost)
Motorcycle Insurance$534$44616%Shreveport (lower cost)

Salaries & Jobs

McKinney: 9Shreveport: 1
CategoryMcKinneyShreveportDiffWinner
Software Developer Salary$119,070/yr$102,306/yr14%McKinney (higher pay)
Registered Nurse Salary$63,458/yr$56,242/yr11%McKinney (higher pay)
Teacher Salary$58,276/yr$54,723/yr6%McKinney (higher pay)
Electrician Salary$49,388/yr$34,375/yr30%McKinney (higher pay)
Plumber Salary$50,802/yr$40,668/yr20%McKinney (higher pay)
Accountant Salary$73,592/yr$46,350/yr37%McKinney (higher pay)
Physical Therapist Salary$64,664/yr$75,926/yr15%Shreveport (higher pay)
Police Officer Salary$59,817/yr$51,689/yr14%McKinney (higher pay)
Dentist Salary$167,490/yr$118,980/yr29%McKinney (higher pay)
Real Estate Agent Salary$71,494/yr$47,585/yr33%McKinney (higher pay)

Which City Gives You More Buying Power?

The "better" city depends on your situation. Here's how different profiles stack up:

💻

Remote Worker

Shreveport

If your salary doesn't depend on location, Shreveport's 16% lower costs translate directly into more savings or disposable income. Your paycheck goes further without a pay cut.

🚀

Young Professional

Shreveport

Both cities are moderately priced, but Shreveport's lower costs help you build savings earlier in your career when compound growth matters most.

👨‍👩‍👧‍👦

Family with Kids

Shreveport

Families face multiplied costs — housing, groceries, healthcare, and transportation all scale with household size. Shreveport's 16% advantage compounds across every budget category.

🏪

Small Business Owner

Shreveport

Lower operating costs in Shreveport mean lower break-even points. Rent, utilities, insurance, and labor all come in cheaper, giving new businesses more runway to reach profitability.

🏖️

Retiree

Shreveport

On a fixed income, every percentage point matters. Shreveport's lower healthcare, housing, and everyday costs help retirement savings last longer.

Salary Equivalent Between Cities

Shreveport is 16% more affordable overall

Shreveport has the lower overall cost index and wins 46 non-salary cost categories.McKinney has the stronger salary edge across 9 salary categories, so wages are shown separately from affordability.

McKinney
98
Shreveport
82

Move Decision Checklist

  1. Compare rent first: it is usually the biggest swing item between McKinney and Shreveport.
  2. Do not mix salary and affordability: use McKinney for pay leverage and Shreveport for spending power.
  3. Run the move-shock and salary-needed pages before committing to deposits, movers, or a lease.

Explore Each City

McKinney, TX
Pop: 211K | Index: 98
View all costs →
Shreveport, LA
Pop: 178K | Index: 82
View all costs →

Explore Specific Costs

Dive deeper into specific cost topics for each city:

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Frequently Asked Questions

Should I move from McKinney to Shreveport?

If your income stays the same or comparable, moving from McKinney to Shreveport gives you 16% more purchasing power. That said, the decision depends on career opportunities, family ties, lifestyle preferences, and which specific costs matter most to your household. Review the category breakdown above to see which line items shift the most.

How do housing costs compare between McKinney and Shreveport?

Housing is typically the biggest cost difference between these cities. McKinney (index: 98) and Shreveport (index: 82) differ by 16% overall, with housing costs often diverging even more than the average. Check the Cost of Living section above for specific figures.

Is McKinney or Shreveport more affordable in 2026?

Shreveport is 16% more affordable than McKinney overall. Shreveport wins 47 out of 62 cost categories. However, McKinney may offer higher salaries in certain industries that can offset higher living costs.

What is the cost of living index for McKinney vs Shreveport?

McKinney's cost of living index is 98; Shreveport's is 82. A score of 100 represents the national average. McKinney is below average; Shreveport is below average. These figures are derived from BLS and Census data.

About This Comparison

Data SourcesACS 2024 5-year population, median household income, and median gross rent; BLS Consumer Expenditure Survey; HUD Fair Market Rent data; BLS OEWS salary data.
MethodologyRent and demographic anchors use official ACS values where available. Non-housing categories are modeled from national averages adjusted by city-specific cost indices and category sensitivity factors.
ConfidenceHYBRIDOfficial ACS anchors plus modeled non-housing estimates
McKinney ACS median rent: $1,901/moShreveport ACS median rent: $964/mo

Limitations: ACS values are official citywide estimates, while some category costs remain modeled. Actual costs may vary by neighborhood, provider, timing, and household needs. Salary data reflects median full-time employment; contract and freelance rates differ. Last updated: May 2026.

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