CostOfCity

Midland vs Abilene: Full Cost Comparison

Side-by-side cost comparison across 38 categories. Updated March 2026.

TX
Midland
94
Cost Index
Pop: 146KIncome: $72K
VS
12% diff
TX
Abilene
82
Cost Index
Pop: 125KIncome: $44K
More Affordable
Abilene
Midland Wins
12/38
Abilene Wins
26/38
Topics
38

The Midland vs Abilene debate comes down to more than just price tags. While Abilene offers lower costs across most categories (12% cheaper overall), Midland brings advantages in job market depth and earning potential. We've analyzed cost data across every category in our database to give you the complete picture โ€” including who actually benefits from each city's strengths.

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Key Cost Comparisons

Roof ReplacementMidland saves $1,074
Midland
$6,084
Abilene
$7,158
Start a RestaurantAbilene saves $149,850
Midland
$472,675
Abilene
$322,825
Cost of LivingMidland saves $178
Midland
$3,919
Abilene
$4,097
Rent PricesAbilene saves $357
Midland
$2,065
Abilene
$1,708
Car InsuranceAbilene saves $10
Midland
$1,677
Abilene
$1,667
Software Developer Salary (higher = better)Midland pays $32,433 more
Midland
$92,933
Abilene
$60,500

Cost of Living

Midland: 3Abilene: 2
CategoryMidlandAbileneDiffWinner
Cost of Living$3,919$4,0974%Midland (lower cost)
Rent Prices$2,065$1,70817%Abilene (lower cost)
Grocery Costs$496$42614%Abilene (lower cost)
Utility Costs$200$23716%Midland (lower cost)
Transportation Costs$331$3598%Midland (lower cost)

Home Services

Midland: 2Abilene: 8
CategoryMidlandAbileneDiffWinner
Roof Replacement$6,084$7,15815%Midland (lower cost)
HVAC Installation$5,183$6,57521%Midland (lower cost)
Plumbing Services$279$24512%Abilene (lower cost)
Electrical Work$303$25915%Abilene (lower cost)
Kitchen Remodel$27,239$22,09119%Abilene (lower cost)
Bathroom Remodel$10,889$7,71329%Abilene (lower cost)
House Painting$5,002$3,16437%Abilene (lower cost)
Flooring Installation$2,595$2,4765%Abilene (lower cost)
Landscaping$3,200$2,86211%Abilene (lower cost)
Fence Installation$3,473$2,05441%Abilene (lower cost)

Business Startup Costs

Midland: 2Abilene: 8
CategoryMidlandAbileneDiffWinner
Start a Restaurant$472,675$322,82532%Abilene (lower cost)
Start a Coffee Shop$184,319$153,57717%Abilene (lower cost)
Start a Food Truck$125,682$104,16917%Abilene (lower cost)
Start a Gym$255,723$219,50514%Abilene (lower cost)
Start a Daycare$41,459$35,96513%Abilene (lower cost)
Start a Hair Salon$258,295$177,05831%Abilene (lower cost)
Start a Laundromat$362,075$327,60010%Abilene (lower cost)
Start a Bakery$87,565$97,11010%Midland (lower cost)
Start a Bar$364,224$294,67219%Abilene (lower cost)
Start a Cleaning Business$12,302$18,00932%Midland (lower cost)

Insurance

Midland: 0Abilene: 4
CategoryMidlandAbileneDiffWinner
Car Insurance$1,677$1,6671%Abilene (lower cost)
Home Insurance$2,644$1,95526%Abilene (lower cost)
Health Insurance$710$6824%Abilene (lower cost)
Business Insurance$1,736$1,34423%Abilene (lower cost)

Salaries & Jobs

Midland: 4Abilene: 1
CategoryMidlandAbileneDiffWinner
Software Developer Salary$92,933/yr$60,500/yr35%Midland (higher pay)
Registered Nurse Salary$64,073/yr$43,642/yr32%Midland (higher pay)
Teacher Salary$41,891/yr$46,198/yr9%Abilene (higher pay)
Electrician Salary$61,819/yr$58,863/yr5%Midland (higher pay)
Plumber Salary$64,386/yr$48,648/yr24%Midland (higher pay)

Who Benefits From Each City?

The "better" city depends on your situation. Here's how different profiles stack up:

๐Ÿ’ป

Remote Worker

โ†’ Abilene

If your salary doesn't depend on location, Abilene's 12% lower costs translate directly into more savings or disposable income. Your paycheck goes further without a pay cut.

๐Ÿš€

Young Professional

โ†’ Abilene

Both cities are moderately priced, but Abilene's lower costs help you build savings earlier in your career when compound growth matters most.

๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘งโ€๐Ÿ‘ฆ

Family with Kids

โ†’ Abilene

Families face multiplied costs โ€” housing, groceries, healthcare, and transportation all scale with household size. Abilene's 12% advantage compounds across every budget category.

๐Ÿช

Small Business Owner

โ†’ Abilene

Lower operating costs in Abilene mean lower break-even points. Rent, utilities, insurance, and labor all come in cheaper, giving new businesses more runway to reach profitability.

๐Ÿ–๏ธ

Retiree

โ†’ Abilene

On a fixed income, every percentage point matters. Abilene's lower healthcare, housing, and everyday costs help retirement savings last longer.

The Verdict

Abilene is 12% more affordable overall

Abilene wins 26 out of 38 cost categories.Midland has higher costs but wins 12 categories.

Midland
94
Abilene
82

Explore Each City

Midland, TX
Pop: 146K | Index: 94
View all costs โ†’
Abilene, TX
Pop: 125K | Index: 82
View all costs โ†’

Explore Specific Costs

Dive deeper into specific cost topics for each city:

Frequently Asked Questions

Should I move from Midland to Abilene?

If your income stays the same or comparable, moving from Midland to Abilene gives you 12% more purchasing power. That said, the decision depends on career opportunities, family ties, lifestyle preferences, and which specific costs matter most to your household. Review the category breakdown above to see which line items shift the most.

How do housing costs compare between Midland and Abilene?

Housing is typically the biggest cost difference between these cities. Midland (index: 94) and Abilene (index: 82) differ by 12% overall, with housing costs often diverging even more than the average. Check the Cost of Living section above for specific figures.

Is Midland or Abilene more affordable in 2026?

Abilene is 12% more affordable than Midland overall. Abilene wins 26 out of 38 cost categories. However, Midland may offer higher salaries in certain industries that can offset higher living costs.

What is the cost of living index for Midland vs Abilene?

Midland's cost of living index is 94; Abilene's is 82. A score of 100 represents the national average. Midland is below average; Abilene is below average. These figures are derived from BLS and Census data.

About This Comparison

Data SourcesBLS Consumer Expenditure Survey, Census Bureau ACS, HUD Fair Market Rent data, BLS OEWS (salary data), and regional industry surveys.
MethodologyEach city's costs are derived from national averages adjusted by city-specific cost-of-living indices. Category-specific sensitivity factors account for varying price elasticity across topic areas.
ConfidenceMEDIUMModel-derived estimates, not direct price surveys

Limitations: This comparison uses modeled data based on cost-of-living indices. Actual costs may vary based on neighborhood, timing, provider, and individual circumstances. Salary data reflects median full-time employment; contract and freelance rates differ. Last updated: March 2026.

โ† All ComparisonsMidland costs โ†’Abilene costs โ†’