CostOfCity

Murfreesboro vs Huntsville: Full Cost Comparison

Side-by-side cost comparison across 38 categories. Updated March 2026.

TN
Murfreesboro
92
Cost Index
Pop: 153KIncome: $56K
VS
1% diff
AL
Huntsville
91
Cost Index
Pop: 215KIncome: $55K
More Affordable
Huntsville
Murfreesboro Wins
19/38
Huntsville Wins
19/38
Topics
38

Every year, thousands of Americans weigh Murfreesboro against Huntsville. Here's what they should know: Huntsville is 1% cheaper overall, but Murfreesboro has its own cost advantages in specific categories. We've broken down the comparison across all 38 cost categories we track โ€” with a verdict for different types of movers at the bottom.

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Key Cost Comparisons

Roof ReplacementHuntsville saves $809
Murfreesboro
$7,196
Huntsville
$6,387
Start a RestaurantMurfreesboro saves $54,806
Murfreesboro
$380,754
Huntsville
$435,560
Cost of LivingHuntsville saves $303
Murfreesboro
$4,426
Huntsville
$4,123
Rent PricesHuntsville saves $356
Murfreesboro
$1,908
Huntsville
$1,552
Car InsuranceMurfreesboro saves $189
Murfreesboro
$1,776
Huntsville
$1,965
Software Developer Salary (higher = better)Huntsville pays $30,674 more
Murfreesboro
$88,748
Huntsville
$119,422

Cost of Living

Murfreesboro: 1Huntsville: 4
CategoryMurfreesboroHuntsvilleDiffWinner
Cost of Living$4,426$4,1237%Huntsville (lower cost)
Rent Prices$1,908$1,55219%Huntsville (lower cost)
Grocery Costs$382$42911%Murfreesboro (lower cost)
Utility Costs$284$22122%Huntsville (lower cost)
Transportation Costs$356$3541%Huntsville (lower cost)

Home Services

Murfreesboro: 4Huntsville: 6
CategoryMurfreesboroHuntsvilleDiffWinner
Roof Replacement$7,196$6,38711%Huntsville (lower cost)
HVAC Installation$5,082$6,69624%Murfreesboro (lower cost)
Plumbing Services$227$20111%Huntsville (lower cost)
Electrical Work$240$30722%Murfreesboro (lower cost)
Kitchen Remodel$26,434$26,2971%Huntsville (lower cost)
Bathroom Remodel$12,135$11,5655%Huntsville (lower cost)
House Painting$4,860$3,24233%Huntsville (lower cost)
Flooring Installation$2,096$3,05631%Murfreesboro (lower cost)
Landscaping$2,756$2,17321%Huntsville (lower cost)
Fence Installation$3,072$3,51613%Murfreesboro (lower cost)

Business Startup Costs

Murfreesboro: 5Huntsville: 5
CategoryMurfreesboroHuntsvilleDiffWinner
Start a Restaurant$380,754$435,56013%Murfreesboro (lower cost)
Start a Coffee Shop$157,330$133,12415%Huntsville (lower cost)
Start a Food Truck$137,075$129,0696%Huntsville (lower cost)
Start a Gym$318,299$276,95313%Huntsville (lower cost)
Start a Daycare$49,619$38,22323%Huntsville (lower cost)
Start a Hair Salon$283,628$194,74731%Huntsville (lower cost)
Start a Laundromat$304,763$320,2505%Murfreesboro (lower cost)
Start a Bakery$68,838$97,57729%Murfreesboro (lower cost)
Start a Bar$348,313$399,69613%Murfreesboro (lower cost)
Start a Cleaning Business$14,685$16,94313%Murfreesboro (lower cost)

Insurance

Murfreesboro: 3Huntsville: 1
CategoryMurfreesboroHuntsvilleDiffWinner
Car Insurance$1,776$1,96510%Murfreesboro (lower cost)
Home Insurance$1,757$1,8867%Murfreesboro (lower cost)
Health Insurance$430$58827%Murfreesboro (lower cost)
Business Insurance$1,835$1,59413%Huntsville (lower cost)

Salaries & Jobs

Murfreesboro: 3Huntsville: 2
CategoryMurfreesboroHuntsvilleDiffWinner
Software Developer Salary$88,748/yr$119,422/yr26%Huntsville (higher pay)
Registered Nurse Salary$53,224/yr$48,653/yr9%Murfreesboro (higher pay)
Teacher Salary$42,279/yr$43,621/yr3%Huntsville (higher pay)
Electrician Salary$59,191/yr$43,947/yr26%Murfreesboro (higher pay)
Plumber Salary$62,343/yr$58,059/yr7%Murfreesboro (higher pay)

Who Benefits From Each City?

The "better" city depends on your situation. Here's how different profiles stack up:

๐Ÿ’ป

Remote Worker

โ†’ Huntsville

If your salary doesn't depend on location, Huntsville's 1% lower costs translate directly into more savings or disposable income. Your paycheck goes further without a pay cut.

๐Ÿš€

Young Professional

โ†’ Huntsville

Both cities are moderately priced, but Huntsville's lower costs help you build savings earlier in your career when compound growth matters most.

๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘งโ€๐Ÿ‘ฆ

Family with Kids

โ†’ Huntsville

Families face multiplied costs โ€” housing, groceries, healthcare, and transportation all scale with household size. Huntsville's 1% advantage compounds across every budget category.

๐Ÿช

Small Business Owner

โ†’ Huntsville

Lower operating costs in Huntsville mean lower break-even points. Rent, utilities, insurance, and labor all come in cheaper, giving new businesses more runway to reach profitability.

๐Ÿ–๏ธ

Retiree

โ†’ Huntsville

On a fixed income, every percentage point matters. Huntsville's lower healthcare, housing, and everyday costs help retirement savings last longer.

The Verdict

Huntsville is 1% more affordable overall

Huntsville wins 19 out of 38 cost categories.Murfreesboro has higher costs but wins 19 categories.

Murfreesboro
92
Huntsville
91

Explore Each City

Murfreesboro, TN
Pop: 153K | Index: 92
View all costs โ†’
Huntsville, AL
Pop: 215K | Index: 91
View all costs โ†’

Explore Specific Costs

Dive deeper into specific cost topics for each city:

Frequently Asked Questions

What is the cost of living index for Murfreesboro vs Huntsville?

Murfreesboro's cost of living index is 92; Huntsville's is 91. A score of 100 represents the national average. Murfreesboro is below average; Huntsville is below average. These figures are derived from BLS and Census data.

Which city has better job opportunities?

Job market strength depends on your industry. Both cities have similar cost profiles, suggesting comparable job markets. Compare specific salary categories above for your field. Median incomes are $56K (Murfreesboro) vs $55K (Huntsville).

Which city is better for remote workers?

For remote workers earning a location-independent salary, Huntsville is the clear winner. The 1% cost advantage means more of your paycheck goes to savings or discretionary spending. Murfreesboro makes more sense if your employer adjusts pay upward for that market.

Should I move from Murfreesboro to Huntsville?

If your income stays the same or comparable, moving from Murfreesboro to Huntsville gives you 1% more purchasing power. That said, the decision depends on career opportunities, family ties, lifestyle preferences, and which specific costs matter most to your household. Review the category breakdown above to see which line items shift the most.

About This Comparison

Data SourcesBLS Consumer Expenditure Survey, Census Bureau ACS, HUD Fair Market Rent data, BLS OEWS (salary data), and regional industry surveys.
MethodologyEach city's costs are derived from national averages adjusted by city-specific cost-of-living indices. Category-specific sensitivity factors account for varying price elasticity across topic areas.
ConfidenceMEDIUMModel-derived estimates, not direct price surveys

Limitations: This comparison uses modeled data based on cost-of-living indices. Actual costs may vary based on neighborhood, timing, provider, and individual circumstances. Salary data reflects median full-time employment; contract and freelance rates differ. Last updated: March 2026.

โ† All ComparisonsMurfreesboro costs โ†’Huntsville costs โ†’