CostOfCity

Odessa vs Amarillo: Full Cost Comparison

Side-by-side cost comparison across 38 categories. Updated March 2026.

TX
Odessa
88
Cost Index
Pop: 123KIncome: $58K
VS
4% diff
TX
Amarillo
84
Cost Index
Pop: 200KIncome: $51K
More Affordable
Amarillo
Odessa Wins
22/38
Amarillo Wins
16/38
Topics
38

The Odessa vs Amarillo debate comes down to more than just price tags. While Amarillo offers lower costs across most categories (4% cheaper overall), Odessa brings advantages in job market depth and earning potential. We've analyzed cost data across every category in our database to give you the complete picture โ€” including who actually benefits from each city's strengths.

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Key Cost Comparisons

Roof ReplacementOdessa saves $299
Odessa
$6,177
Amarillo
$6,476
Start a RestaurantOdessa saves $36,653
Odessa
$281,432
Amarillo
$318,085
Cost of LivingAmarillo saves $85
Odessa
$3,157
Amarillo
$3,072
Rent PricesOdessa saves $574
Odessa
$1,350
Amarillo
$1,924
Car InsuranceOdessa saves $80
Odessa
$2,216
Amarillo
$2,296
Software Developer Salary (higher = better)Amarillo pays $3,316 more
Odessa
$80,570
Amarillo
$83,886

Cost of Living

Odessa: 3Amarillo: 2
CategoryOdessaAmarilloDiffWinner
Cost of Living$3,157$3,0723%Amarillo (lower cost)
Rent Prices$1,350$1,92430%Odessa (lower cost)
Grocery Costs$319$3334%Odessa (lower cost)
Utility Costs$247$2512%Odessa (lower cost)
Transportation Costs$401$3873%Amarillo (lower cost)

Home Services

Odessa: 5Amarillo: 5
CategoryOdessaAmarilloDiffWinner
Roof Replacement$6,177$6,4765%Odessa (lower cost)
HVAC Installation$5,151$5,0961%Amarillo (lower cost)
Plumbing Services$254$2685%Odessa (lower cost)
Electrical Work$345$3392%Amarillo (lower cost)
Kitchen Remodel$19,175$23,94620%Odessa (lower cost)
Bathroom Remodel$8,671$7,24716%Amarillo (lower cost)
House Painting$4,019$3,12822%Amarillo (lower cost)
Flooring Installation$1,804$2,68333%Odessa (lower cost)
Landscaping$3,332$2,70019%Amarillo (lower cost)
Fence Installation$2,722$3,06211%Odessa (lower cost)

Business Startup Costs

Odessa: 5Amarillo: 5
CategoryOdessaAmarilloDiffWinner
Start a Restaurant$281,432$318,08512%Odessa (lower cost)
Start a Coffee Shop$139,688$116,82216%Amarillo (lower cost)
Start a Food Truck$127,707$90,08829%Amarillo (lower cost)
Start a Gym$226,545$245,3418%Odessa (lower cost)
Start a Daycare$39,826$43,5088%Odessa (lower cost)
Start a Hair Salon$275,774$214,67022%Amarillo (lower cost)
Start a Laundromat$249,200$326,81324%Odessa (lower cost)
Start a Bakery$93,676$85,8598%Amarillo (lower cost)
Start a Bar$502,128$408,74419%Amarillo (lower cost)
Start a Cleaning Business$11,424$15,65027%Odessa (lower cost)

Insurance

Odessa: 3Amarillo: 1
CategoryOdessaAmarilloDiffWinner
Car Insurance$2,216$2,2963%Odessa (lower cost)
Home Insurance$2,270$1,62928%Amarillo (lower cost)
Health Insurance$459$58021%Odessa (lower cost)
Business Insurance$1,557$1,98221%Odessa (lower cost)

Salaries & Jobs

Odessa: 2Amarillo: 3
CategoryOdessaAmarilloDiffWinner
Software Developer Salary$80,570/yr$83,886/yr4%Amarillo (higher pay)
Registered Nurse Salary$50,407/yr$65,216/yr23%Amarillo (higher pay)
Teacher Salary$54,948/yr$53,702/yr2%Odessa (higher pay)
Electrician Salary$54,638/yr$44,335/yr19%Odessa (higher pay)
Plumber Salary$45,282/yr$56,661/yr20%Amarillo (higher pay)

Who Benefits From Each City?

The "better" city depends on your situation. Here's how different profiles stack up:

๐Ÿ’ป

Remote Worker

โ†’ Amarillo

If your salary doesn't depend on location, Amarillo's 4% lower costs translate directly into more savings or disposable income. Your paycheck goes further without a pay cut.

๐Ÿš€

Young Professional

โ†’ Amarillo

Both cities are moderately priced, but Amarillo's lower costs help you build savings earlier in your career when compound growth matters most.

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Family with Kids

โ†’ Amarillo

Families face multiplied costs โ€” housing, groceries, healthcare, and transportation all scale with household size. Amarillo's 4% advantage compounds across every budget category.

๐Ÿช

Small Business Owner

โ†’ Amarillo

Lower operating costs in Amarillo mean lower break-even points. Rent, utilities, insurance, and labor all come in cheaper, giving new businesses more runway to reach profitability.

๐Ÿ–๏ธ

Retiree

โ†’ Amarillo

On a fixed income, every percentage point matters. Amarillo's lower healthcare, housing, and everyday costs help retirement savings last longer.

The Verdict

Amarillo is 4% more affordable overall

Amarillo wins 16 out of 38 cost categories.Odessa has higher costs but wins 22 categories.

Odessa
88
Amarillo
84

Explore Each City

Odessa, TX
Pop: 123K | Index: 88
View all costs โ†’
Amarillo, TX
Pop: 200K | Index: 84
View all costs โ†’

Explore Specific Costs

Dive deeper into specific cost topics for each city:

Frequently Asked Questions

What is the cost of living index for Odessa vs Amarillo?

Odessa's cost of living index is 88; Amarillo's is 84. A score of 100 represents the national average. Odessa is below average; Amarillo is below average. These figures are derived from BLS and Census data.

Which city has better job opportunities?

Job market strength depends on your industry. Both cities have similar cost profiles, suggesting comparable job markets. Compare specific salary categories above for your field. Median incomes are $58K (Odessa) vs $51K (Amarillo).

Which city is better for remote workers?

For remote workers earning a location-independent salary, Amarillo is the clear winner. The 4% cost advantage means more of your paycheck goes to savings or discretionary spending. Odessa makes more sense if your employer adjusts pay upward for that market.

Should I move from Odessa to Amarillo?

If your income stays the same or comparable, moving from Odessa to Amarillo gives you 4% more purchasing power. That said, the decision depends on career opportunities, family ties, lifestyle preferences, and which specific costs matter most to your household. Review the category breakdown above to see which line items shift the most.

About This Comparison

Data SourcesBLS Consumer Expenditure Survey, Census Bureau ACS, HUD Fair Market Rent data, BLS OEWS (salary data), and regional industry surveys.
MethodologyEach city's costs are derived from national averages adjusted by city-specific cost-of-living indices. Category-specific sensitivity factors account for varying price elasticity across topic areas.
ConfidenceMEDIUMModel-derived estimates, not direct price surveys

Limitations: This comparison uses modeled data based on cost-of-living indices. Actual costs may vary based on neighborhood, timing, provider, and individual circumstances. Salary data reflects median full-time employment; contract and freelance rates differ. Last updated: March 2026.

โ† All ComparisonsOdessa costs โ†’Amarillo costs โ†’