Philadelphia vs Pittsburgh: Cost of Living Comparison

Side-by-side cost comparison across 38 categories. Updated March 2026.

PA
Philadelphia
102
Cost Index
Pop: 1.6MIncome: $49K
VS
9% diff
PA
Pittsburgh
93
Cost Index
Pop: 303KIncome: $49K
More Affordable
Pittsburgh
Philadelphia Wins
17/38
Pittsburgh Wins
21/38
Net Advantage
Philadelphia saves ~$4,347/mo

Every year, thousands of Americans weigh Philadelphia against Pittsburgh. Here's what they should know: Pittsburgh is 9% cheaper overall, but Philadelphia offers higher wages that can offset the premium in certain career fields. We've broken down the comparison across all 38 cost categories we track โ€” with a verdict for different types of movers at the bottom.

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Overall Cost of Living Comparison

CategoryPhiladelphiaPittsburghDifference
OverallBB+Pittsburgh +1pts
HousingC+B+Pittsburgh +1pts
FoodBB+Tie
HealthcareBBTie
TransportationBBPittsburgh +1pts
UtilitiesC+BPittsburgh +1pts

Rent, Food, and Utility Differences

๐Ÿ 

Housing

99
Philadelphia
Pittsburgh saves 4%
95
Pittsburgh

Housing costs are primarily driven by local real estate markets and land values.

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Food & Groceries

100
Philadelphia
Pittsburgh saves 3%
97
Pittsburgh

Food & Groceries costs are primarily driven by local supply chains and regional agriculture.

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Healthcare

108
Philadelphia
Pittsburgh saves 18%
89
Pittsburgh

Healthcare costs are primarily driven by local provider networks and state regulations.

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Transportation

99
Philadelphia
Pittsburgh saves 2%
97
Pittsburgh

Transportation costs are primarily driven by local public transit availability and fuel costs.

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Utilities

108
Philadelphia
Pittsburgh saves 18%
89
Pittsburgh

Utilities costs are primarily driven by local energy sources and climate demands.

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Services

105
Philadelphia
Pittsburgh saves 14%
90
Pittsburgh

Services costs are primarily driven by local labor markets and demand density.

Key Cost Comparisons

Roof ReplacementPittsburgh saves $1,965
Philadelphia
$10,586
Pittsburgh
$8,621
Start a RestaurantPhiladelphia saves $9,250
Philadelphia
$406,191
Pittsburgh
$415,441
Cost of LivingPhiladelphia saves $771
Philadelphia
$3,272
Pittsburgh
$4,043
Rent PricesPittsburgh saves $865
Philadelphia
$2,337
Pittsburgh
$1,472
Car InsurancePittsburgh saves $736
Philadelphia
$2,546
Pittsburgh
$1,810
Software Developer Salary (higher = better)Philadelphia pays $41,343 more
Philadelphia
$139,513
Pittsburgh
$98,170

Cost of Living

Philadelphia: 2Pittsburgh: 3
CategoryPhiladelphiaPittsburghDiffWinner
Cost of Living$3,272$4,04319%Philadelphia (lower cost)
Rent Prices$2,337$1,47237%Pittsburgh (lower cost)
Grocery Costs$503$45310%Pittsburgh (lower cost)
Utility Costs$207$2248%Philadelphia (lower cost)
Transportation Costs$360$31712%Pittsburgh (lower cost)

Home Services

Philadelphia: 2Pittsburgh: 8
CategoryPhiladelphiaPittsburghDiffWinner
Roof Replacement$10,586$8,62119%Pittsburgh (lower cost)
HVAC Installation$7,255$6,37512%Pittsburgh (lower cost)
Plumbing Services$386$32117%Pittsburgh (lower cost)
Electrical Work$417$32921%Pittsburgh (lower cost)
Kitchen Remodel$25,608$32,13520%Philadelphia (lower cost)
Bathroom Remodel$12,342$10,22017%Pittsburgh (lower cost)
House Painting$6,118$5,28214%Pittsburgh (lower cost)
Flooring Installation$3,618$3,00217%Pittsburgh (lower cost)
Landscaping$4,273$3,09328%Pittsburgh (lower cost)
Fence Installation$3,323$3,5085%Philadelphia (lower cost)

Business Startup Costs

Philadelphia: 5Pittsburgh: 5
CategoryPhiladelphiaPittsburghDiffWinner
Start a Restaurant$406,191$415,4412%Philadelphia (lower cost)
Start a Coffee Shop$204,735$168,52118%Pittsburgh (lower cost)
Start a Food Truck$152,763$87,39443%Pittsburgh (lower cost)
Start a Gym$264,399$311,65815%Philadelphia (lower cost)
Start a Daycare$62,269$45,20227%Pittsburgh (lower cost)
Start a Hair Salon$274,636$281,6042%Philadelphia (lower cost)
Start a Laundromat$341,688$256,72525%Pittsburgh (lower cost)
Start a Bakery$122,283$123,2071%Philadelphia (lower cost)
Start a Bar$473,593$337,24829%Pittsburgh (lower cost)
Start a Cleaning Business$11,789$15,57124%Philadelphia (lower cost)

Insurance

Philadelphia: 2Pittsburgh: 2
CategoryPhiladelphiaPittsburghDiffWinner
Car Insurance$2,546$1,81029%Pittsburgh (lower cost)
Home Insurance$2,542$2,5561%Philadelphia (lower cost)
Health Insurance$749$62217%Pittsburgh (lower cost)
Business Insurance$1,611$1,97118%Philadelphia (lower cost)

Salaries & Jobs

Philadelphia: 4Pittsburgh: 1
CategoryPhiladelphiaPittsburghDiffWinner
Software Developer Salary$139,513/yr$98,170/yr30%Philadelphia (higher pay)
Registered Nurse Salary$82,736/yr$68,258/yr17%Philadelphia (higher pay)
Teacher Salary$57,459/yr$54,494/yr5%Philadelphia (higher pay)
Electrician Salary$63,378/yr$61,810/yr2%Philadelphia (higher pay)
Plumber Salary$68,613/yr$74,277/yr8%Pittsburgh (higher pay)

Which City Gives You More Buying Power?

The "better" city depends on your situation. Here's how different profiles stack up:

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Remote Worker

โ†’ Pittsburgh

If your salary doesn't depend on location, Pittsburgh's 9% lower costs translate directly into more savings or disposable income. Your paycheck goes further without a pay cut.

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Young Professional

โ†’ Pittsburgh

Both cities are moderately priced, but Pittsburgh's lower costs help you build savings earlier in your career when compound growth matters most.

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Family with Kids

โ†’ Pittsburgh

Families face multiplied costs โ€” housing, groceries, healthcare, and transportation all scale with household size. Pittsburgh's 9% advantage compounds across every budget category.

๐Ÿช

Small Business Owner

โ†’ Pittsburgh

Lower operating costs in Pittsburgh mean lower break-even points. Rent, utilities, insurance, and labor all come in cheaper, giving new businesses more runway to reach profitability.

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Retiree

โ†’ Pittsburgh

On a fixed income, every percentage point matters. Pittsburgh's lower healthcare, housing, and everyday costs help retirement savings last longer.

Salary Equivalent Between Cities

Pittsburgh is 9% more affordable overall

Pittsburgh wins 21 out of 38 cost categories.Philadelphia has higher costs but wins 17 categories โ€” typically due to higher wages and urban demand.

Philadelphia
102
Pittsburgh
93

Explore Each City

Philadelphia, PA
Pop: 1.6M | Index: 102
View all costs โ†’
Pittsburgh, PA
Pop: 303K | Index: 93
View all costs โ†’

Explore Specific Costs

Dive deeper into specific cost topics for each city:

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Frequently Asked Questions

What is the cost of living index for Philadelphia vs Pittsburgh?

Philadelphia's cost of living index is 102; Pittsburgh's is 93. A score of 100 represents the national average. Philadelphia is above average; Pittsburgh is below average. These figures are derived from BLS and Census data.

Which city has better job opportunities?

Job market strength depends on your industry. Both cities have similar cost profiles, suggesting comparable job markets. Compare specific salary categories above for your field. Median incomes are $49K (Philadelphia) vs $49K (Pittsburgh).

Which city is better for remote workers?

For remote workers earning a location-independent salary, Pittsburgh is the clear winner. The 9% cost advantage means more of your paycheck goes to savings or discretionary spending. Philadelphia makes more sense if your employer adjusts pay upward for that market.

Should I move from Philadelphia to Pittsburgh?

If your income stays the same or comparable, moving from Philadelphia to Pittsburgh gives you 9% more purchasing power. That said, the decision depends on career opportunities, family ties, lifestyle preferences, and which specific costs matter most to your household. Review the category breakdown above to see which line items shift the most.

About This Comparison

Data SourcesBLS Consumer Expenditure Survey, Census Bureau ACS, HUD Fair Market Rent data, BLS OEWS (salary data), and regional industry surveys.
MethodologyEach city's costs are derived from national averages adjusted by city-specific cost-of-living indices. Category-specific sensitivity factors account for varying price elasticity across topic areas.
ConfidenceMEDIUMModel-derived estimates, not direct price surveys

Limitations: This comparison uses modeled data based on cost-of-living indices. Actual costs may vary based on neighborhood, timing, provider, and individual circumstances. Salary data reflects median full-time employment; contract and freelance rates differ. Last updated: March 2026.

โ† All ComparisonsPhiladelphia costs โ†’Pittsburgh costs โ†’