CostOfCity

Pueblo vs Colorado Springs: Full Cost Comparison

Side-by-side cost comparison across 38 categories. Updated March 2026.

CO
Pueblo
86
Cost Index
Pop: 112KIncome: $39K
VS
19% diff
CO
Colorado Springs
105
Cost Index
Pop: 479KIncome: $66K
More Affordable
Pueblo
Pueblo Wins
25/38
Colorado Springs Wins
13/38
Topics
38

Two cities, two very different economic stories. Pueblo — with a cost index of 86 — and Colorado Springs (the Springs) at 105 offer distinct trade-offs that a single "which is cheaper" question can't capture. This side-by-side analysis covers the meaningful 19% cost gap across 38 categories, with specific guidance on which city works better for different lifestyles and budgets.

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Key Cost Comparisons

Roof ReplacementPueblo saves $3,317
Pueblo
$7,262
Colorado Springs
$10,579
Start a RestaurantColorado Springs saves $82,556
Pueblo
$471,172
Colorado Springs
$388,616
Cost of LivingPueblo saves $1,013
Pueblo
$2,850
Colorado Springs
$3,863
Rent PricesPueblo saves $588
Pueblo
$1,482
Colorado Springs
$2,070
Car InsuranceColorado Springs saves $598
Pueblo
$2,366
Colorado Springs
$1,768
Software Developer Salary (higher = better)Colorado Springs pays $33,754 more
Pueblo
$97,394
Colorado Springs
$131,148

Cost of Living

Pueblo: 5Colorado Springs: 0
CategoryPuebloColorado SpringsDiffWinner
Cost of Living$2,850$3,86326%Pueblo (lower cost)
Rent Prices$1,482$2,07028%Pueblo (lower cost)
Grocery Costs$306$38420%Pueblo (lower cost)
Utility Costs$240$29418%Pueblo (lower cost)
Transportation Costs$391$47618%Pueblo (lower cost)

Home Services

Pueblo: 8Colorado Springs: 2
CategoryPuebloColorado SpringsDiffWinner
Roof Replacement$7,262$10,57931%Pueblo (lower cost)
HVAC Installation$7,189$8,98420%Pueblo (lower cost)
Plumbing Services$248$35731%Pueblo (lower cost)
Electrical Work$322$37514%Pueblo (lower cost)
Kitchen Remodel$20,364$34,61341%Pueblo (lower cost)
Bathroom Remodel$8,950$14,61539%Pueblo (lower cost)
House Painting$4,075$5,43625%Pueblo (lower cost)
Flooring Installation$3,519$3,5001%Colorado Springs (lower cost)
Landscaping$2,954$3,0383%Pueblo (lower cost)
Fence Installation$3,889$3,6865%Colorado Springs (lower cost)

Business Startup Costs

Pueblo: 8Colorado Springs: 2
CategoryPuebloColorado SpringsDiffWinner
Start a Restaurant$471,172$388,61618%Colorado Springs (lower cost)
Start a Coffee Shop$163,049$159,3632%Colorado Springs (lower cost)
Start a Food Truck$130,225$146,15711%Pueblo (lower cost)
Start a Gym$219,684$257,81315%Pueblo (lower cost)
Start a Daycare$47,380$47,5620%Pueblo (lower cost)
Start a Hair Salon$176,061$231,33424%Pueblo (lower cost)
Start a Laundromat$293,913$315,3507%Pueblo (lower cost)
Start a Bakery$77,417$114,50332%Pueblo (lower cost)
Start a Bar$297,097$531,60044%Pueblo (lower cost)
Start a Cleaning Business$11,711$18,79238%Pueblo (lower cost)

Insurance

Pueblo: 2Colorado Springs: 2
CategoryPuebloColorado SpringsDiffWinner
Car Insurance$2,366$1,76825%Colorado Springs (lower cost)
Home Insurance$2,004$2,23010%Pueblo (lower cost)
Health Insurance$571$51510%Colorado Springs (lower cost)
Business Insurance$1,383$1,64016%Pueblo (lower cost)

Salaries & Jobs

Pueblo: 0Colorado Springs: 5
CategoryPuebloColorado SpringsDiffWinner
Software Developer Salary$97,394/yr$131,148/yr26%Colorado Springs (higher pay)
Registered Nurse Salary$75,784/yr$97,838/yr23%Colorado Springs (higher pay)
Teacher Salary$42,328/yr$55,798/yr24%Colorado Springs (higher pay)
Electrician Salary$60,072/yr$83,891/yr28%Colorado Springs (higher pay)
Plumber Salary$56,109/yr$63,706/yr12%Colorado Springs (higher pay)

Who Benefits From Each City?

The "better" city depends on your situation. Here's how different profiles stack up:

💻

Remote Worker

Pueblo

If your salary doesn't depend on location, Pueblo's 19% lower costs translate directly into more savings or disposable income. Your paycheck goes further without a pay cut.

🚀

Young Professional

Pueblo

Both cities are moderately priced, but Pueblo's lower costs help you build savings earlier in your career when compound growth matters most.

👨‍👩‍👧‍👦

Family with Kids

Pueblo

Families face multiplied costs — housing, groceries, healthcare, and transportation all scale with household size. Pueblo's 19% advantage compounds across every budget category.

🏪

Small Business Owner

Pueblo

Lower operating costs in Pueblo mean lower break-even points. Rent, utilities, insurance, and labor all come in cheaper, giving new businesses more runway to reach profitability.

🏖️

Retiree

Pueblo

On a fixed income, every percentage point matters. Pueblo's lower healthcare, housing, and everyday costs help retirement savings last longer.

The Verdict

Pueblo is 19% more affordable overall

Pueblo wins 25 out of 38 cost categories.Colorado Springs has higher costs but wins 13 categories — typically due to higher wages and urban demand.

Pueblo
86
Colorado Springs
105

Explore Each City

Pueblo, CO
Pop: 112K | Index: 86
View all costs →
Colorado Springs, CO
Pop: 479K | Index: 105
View all costs →

Explore Specific Costs

Dive deeper into specific cost topics for each city:

Frequently Asked Questions

What is the cost of living index for Pueblo vs Colorado Springs?

Pueblo's cost of living index is 86; Colorado Springs's is 105. A score of 100 represents the national average. Pueblo is below average; Colorado Springs is above average. These figures are derived from BLS and Census data.

Which city has better job opportunities?

Job market strength depends on your industry. Both cities have similar cost profiles, suggesting comparable job markets. Compare specific salary categories above for your field. Median incomes are $39K (Pueblo) vs $66K (Colorado Springs).

Which city is better for remote workers?

For remote workers earning a location-independent salary, Pueblo is the clear winner. The 19% cost advantage means more of your paycheck goes to savings or discretionary spending. Colorado Springs makes more sense if your employer adjusts pay upward for that market.

Should I move from Colorado Springs to Pueblo?

If your income stays the same or comparable, moving from Colorado Springs to Pueblo gives you 19% more purchasing power. That said, the decision depends on career opportunities, family ties, lifestyle preferences, and which specific costs matter most to your household. Review the category breakdown above to see which line items shift the most.

About This Comparison

Data SourcesBLS Consumer Expenditure Survey, Census Bureau ACS, HUD Fair Market Rent data, BLS OEWS (salary data), and regional industry surveys.
MethodologyEach city's costs are derived from national averages adjusted by city-specific cost-of-living indices. Category-specific sensitivity factors account for varying price elasticity across topic areas.
ConfidenceMEDIUMModel-derived estimates, not direct price surveys

Limitations: This comparison uses modeled data based on cost-of-living indices. Actual costs may vary based on neighborhood, timing, provider, and individual circumstances. Salary data reflects median full-time employment; contract and freelance rates differ. Last updated: March 2026.

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