Scottsdale vs Sedona: Cost of Living Comparison

Side-by-side cost comparison across 62 categories. Updated May 2026.

AZ
Scottsdale
118
Cost Index
Pop: 244KIncome: $111K
VS
22% diff
AZ
Sedona
140
Cost Index
Pop: 10KIncome: $74K
Salary Comparison Calculator
Asalary inequals…
To keep the same standard of living in Sedona, AZ, you'd need
$118,644
That's +$18,644 (+19%) more than Scottsdale.
Based on cost-of-living indices (Scottsdale 118 vs Sedona 140; 100 = US average).
More Affordable
Scottsdale
Scottsdale Wins
40/62
Sedona Wins
22/62
Monthly Cost Advantage
Scottsdale saves ~$394/mo
recurring costs only, ~$4,728/yr

Choosing between Scottsdale and Sedona? You're not alone — it's one of the most common relocation comparisons in the US. The numbers tell a clear story: Scottsdale comes in 22% more affordable overall, with a cost index of 118 compared to Sedona's 140. But raw numbers only tell part of the story. This comparison breaks down exactly where each city saves you money — and where it costs more.

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Direct Answer

Which Is Cheaper: Scottsdale or Sedona?

Scottsdale is the more affordable choice between Scottsdale and Sedona, with a 22% lower overall cost index. Scottsdale has the recurring monthly cost edge at roughly $394/mo, while Sedona has the stronger salary-side advantage.

This comparison separates lower living costs from higher salary potential so a move decision does not over-credit one number. Use the cards below to see the main trade-offs before going into the full category table.

Monthly cost edge
$394/mo

Scottsdale is ahead on recurring modeled costs, or about $4,728/yr.

Category wins
40-22

Scottsdale wins 40 total categories; Sedona wins 22. Salary categories are judged by higher pay.

Income gap
$37K

ACS median household income differs by about $37,148 between the two cities.

Rent gap
$565/mo

ACS median gross rent is separated by about $565/mo.

Overall Cost of Living Comparison

CategoryScottsdaleSedonaDifference
OverallCDScottsdale +11pts
HousingDFScottsdale +14pts
FoodCDScottsdale +9pts
HealthcareCCScottsdale +5pts
TransportationCDScottsdale +7pts
UtilitiesCDScottsdale +5pts

Rent, Food, and Utility Differences

🏠

Housing

128
Scottsdale
Scottsdale saves 20%
153
Sedona

Housing costs are primarily driven by local real estate markets and land values.

🛒

Food & Groceries

98
Scottsdale
Scottsdale saves 35%
132
Sedona

Food & Groceries costs are primarily driven by local supply chains and regional agriculture.

🏥

Healthcare

101
Scottsdale
Scottsdale saves 35%
136
Sedona

Healthcare costs are primarily driven by local provider networks and state regulations.

🚗

Transportation

118
Scottsdale
Scottsdale saves 4%
123
Sedona

Transportation costs are primarily driven by local public transit availability and fuel costs.

💡

Utilities

99
Scottsdale
Scottsdale saves 35%
134
Sedona

Utilities costs are primarily driven by local energy sources and climate demands.

🔧

Services

113
Scottsdale
Scottsdale saves 36%
154
Sedona

Services costs are primarily driven by local labor markets and demand density.

Key Cost Comparisons

Roof ReplacementScottsdale saves $484
Scottsdale
$12,718
Sedona
$13,202
Start a RestaurantScottsdale saves $93,424
Scottsdale
$576,507
Sedona
$669,931
Cost of LivingSedona saves $195
Scottsdale
$4,903
Sedona
$4,708
Rent PricesSedona saves $565
Scottsdale
$2,013
Sedona
$1,448
Car InsuranceScottsdale saves $378
Scottsdale
$2,487
Sedona
$2,865
Software Developer Salary (higher = better)Sedona pays $9,547 more
Scottsdale
$166,150
Sedona
$175,697

Cost of Living

Scottsdale: 4Sedona: 3
CategoryScottsdaleSedonaDiffWinner
Cost of Living$4,903$4,7084%Sedona (lower cost)
Rent Prices$2,013$1,44828%Sedona (lower cost)
Grocery Costs$544$4959%Sedona (lower cost)
Utility Costs$249$29616%Scottsdale (lower cost)
Transportation Costs$500$58515%Scottsdale (lower cost)
Childcare Costs$1,614$2,61938%Scottsdale (lower cost)
Gym Membership$71$8718%Scottsdale (lower cost)

Home Services

Scottsdale: 12Sedona: 5
CategoryScottsdaleSedonaDiffWinner
Roof Replacement$12,718$13,2024%Scottsdale (lower cost)
HVAC Installation$9,158$10,76815%Scottsdale (lower cost)
Plumbing Services$377$54531%Scottsdale (lower cost)
Electrical Work$491$44410%Sedona (lower cost)
Kitchen Remodel$41,585$54,68324%Scottsdale (lower cost)
Bathroom Remodel$16,204$17,3437%Scottsdale (lower cost)
House Painting$5,284$7,34228%Scottsdale (lower cost)
Flooring Installation$3,223$4,51229%Scottsdale (lower cost)
Landscaping$4,189$4,4877%Scottsdale (lower cost)
Fence Installation$5,007$4,7874%Sedona (lower cost)
Window Replacement$10,531$10,3911%Sedona (lower cost)
Solar Panel Installation$36,844$36,5691%Sedona (lower cost)
Water Heater Replacement$2,350$2,99922%Scottsdale (lower cost)
Deck Building$14,444$19,49426%Scottsdale (lower cost)
Pool Installation$60,625$81,91326%Scottsdale (lower cost)
Tree Removal$1,704$1,6941%Sedona (lower cost)
Garage Door Repair$458$4774%Scottsdale (lower cost)

Business Startup Costs

Scottsdale: 12Sedona: 0
CategoryScottsdaleSedonaDiffWinner
Start a Restaurant$576,507$669,93114%Scottsdale (lower cost)
Start a Coffee Shop$255,398$273,6007%Scottsdale (lower cost)
Start a Food Truck$138,894$200,53231%Scottsdale (lower cost)
Start a Gym$348,645$427,76318%Scottsdale (lower cost)
Start a Daycare$73,156$80,0809%Scottsdale (lower cost)
Start a Hair Salon$379,182$414,7569%Scottsdale (lower cost)
Start a Laundromat$425,775$471,27510%Scottsdale (lower cost)
Start a Bakery$127,591$159,20620%Scottsdale (lower cost)
Start a Bar$505,008$778,80035%Scottsdale (lower cost)
Start a Cleaning Business$14,479$17,37317%Scottsdale (lower cost)
Start an Airbnb$29,969$44,76433%Scottsdale (lower cost)
Start a Trucking Business$168,805$221,02524%Scottsdale (lower cost)

Insurance

Scottsdale: 6Sedona: 3
CategoryScottsdaleSedonaDiffWinner
Car Insurance$2,487$2,86513%Scottsdale (lower cost)
Home Insurance$2,179$2,85124%Scottsdale (lower cost)
Health Insurance$766$53630%Sedona (lower cost)
Business Insurance$2,156$1,76218%Sedona (lower cost)
Life Insurance$61$7316%Scottsdale (lower cost)
Renters Insurance$30$3412%Scottsdale (lower cost)
Pet Insurance$61$679%Scottsdale (lower cost)
Dental Insurance$52$4415%Sedona (lower cost)
Motorcycle Insurance$638$79420%Scottsdale (lower cost)

Salaries & Jobs

Scottsdale: 2Sedona: 8
CategoryScottsdaleSedonaDiffWinner
Software Developer Salary$166,150/yr$175,697/yr5%Sedona (higher pay)
Registered Nurse Salary$91,358/yr$96,338/yr5%Sedona (higher pay)
Teacher Salary$72,603/yr$68,242/yr6%Scottsdale (higher pay)
Electrician Salary$79,325/yr$92,157/yr14%Sedona (higher pay)
Plumber Salary$78,372/yr$78,960/yr1%Sedona (higher pay)
Accountant Salary$95,792/yr$93,683/yr2%Scottsdale (higher pay)
Physical Therapist Salary$105,676/yr$136,191/yr22%Sedona (higher pay)
Police Officer Salary$88,488/yr$94,234/yr6%Sedona (higher pay)
Dentist Salary$197,910/yr$262,170/yr25%Sedona (higher pay)
Real Estate Agent Salary$101,021/yr$110,438/yr9%Sedona (higher pay)

Which City Gives You More Buying Power?

The "better" city depends on your situation. Here's how different profiles stack up:

💻

Remote Worker

Scottsdale

If your salary doesn't depend on location, Scottsdale's 22% lower costs translate directly into more savings or disposable income. Your paycheck goes further without a pay cut.

🚀

Young Professional

Sedona

Sedona's higher costs often come with a stronger job market and faster career progression. The salary premium in competitive industries can offset the higher expenses.

👨‍👩‍👧‍👦

Family with Kids

Scottsdale

Families face multiplied costs — housing, groceries, healthcare, and transportation all scale with household size. Scottsdale's 22% advantage compounds across every budget category.

🏪

Small Business Owner

Scottsdale

Lower operating costs in Scottsdale mean lower break-even points. Rent, utilities, insurance, and labor all come in cheaper, giving new businesses more runway to reach profitability.

🏖️

Retiree

Scottsdale

On a fixed income, every percentage point matters. Scottsdale's lower healthcare, housing, and everyday costs help retirement savings last longer.

Salary Equivalent Between Cities

Scottsdale is 22% more affordable overall

Scottsdale has the lower overall cost index and wins 38 non-salary cost categories.Sedona has the stronger salary edge across 8 salary categories, so wages are shown separately from affordability.

Scottsdale
118
Sedona
140

Move Decision Checklist

  1. Compare rent first: it is usually the biggest swing item between Scottsdale and Sedona.
  2. Do not mix salary and affordability: use Sedona for pay leverage and Scottsdale for spending power.
  3. Run the move-shock and salary-needed pages before committing to deposits, movers, or a lease.

Explore Each City

Scottsdale, AZ
Pop: 244K | Index: 118
View all costs →
Sedona, AZ
Pop: 10K | Index: 140
View all costs →

Explore Specific Costs

Dive deeper into specific cost topics for each city:

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Frequently Asked Questions

Which city is better for remote workers?

For remote workers earning a location-independent salary, Scottsdale is the clear winner. The 22% cost advantage means more of your paycheck goes to savings or discretionary spending. Sedona makes more sense if your employer adjusts pay upward for that market.

Should I move from Sedona to Scottsdale?

If your income stays the same or comparable, moving from Sedona to Scottsdale gives you 22% more purchasing power. That said, the decision depends on career opportunities, family ties, lifestyle preferences, and which specific costs matter most to your household. Review the category breakdown above to see which line items shift the most.

Which city has better job opportunities?

Job market strength depends on your industry. Sedona's higher cost index often correlates with a stronger job market and higher wages, particularly in professional services and tech. Median incomes are $95K (Scottsdale) vs $62K (Sedona).

Is Scottsdale or Sedona more affordable in 2026?

Scottsdale is 22% more affordable than Sedona overall. Scottsdale wins 40 out of 62 cost categories. However, Sedona may offer higher salaries in certain industries that can offset higher living costs.

About This Comparison

Data SourcesACS 2024 5-year population, median household income, and median gross rent; BLS Consumer Expenditure Survey; HUD Fair Market Rent data; BLS OEWS salary data.
MethodologyRent and demographic anchors use official ACS values where available. Non-housing categories are modeled from national averages adjusted by city-specific cost indices and category sensitivity factors.
ConfidenceHYBRIDOfficial ACS anchors plus modeled non-housing estimates
Scottsdale ACS median rent: $2,013/moSedona ACS median rent: $1,448/mo

Limitations: ACS values are official citywide estimates, while some category costs remain modeled. Actual costs may vary by neighborhood, provider, timing, and household needs. Salary data reflects median full-time employment; contract and freelance rates differ. Last updated: May 2026.

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