CostOfCity

Yakima vs Bellevue: Full Cost Comparison

Side-by-side cost comparison across 38 categories. Updated March 2026.

WA
Yakima
88
Cost Index
Pop: 97KIncome: $42K
VS
68% diff
WA
Bellevue
156
Cost Index
Pop: 152KIncome: $118K
More Affordable
Yakima
Yakima Wins
33/38
Bellevue Wins
5/38
Topics
38

Yakima (index: 88) vs Bellevue (index: 156) โ€” a 68% gap that plays out differently depending on what you earn, where you work, and how you spend. This isn't just a table of numbers. We've analyzed which city works better for renters, homeowners, families, remote workers, and small business owners.

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Key Cost Comparisons

Roof ReplacementYakima saves $5,611
Yakima
$8,693
Bellevue
$14,304
Start a RestaurantYakima saves $366,300
Yakima
$508,750
Bellevue
$875,050
Cost of LivingYakima saves $2,776
Yakima
$4,091
Bellevue
$6,867
Rent PricesYakima saves $2,162
Yakima
$1,228
Bellevue
$3,390
Car InsuranceYakima saves $919
Yakima
$2,110
Bellevue
$3,029
Software Developer Salary (higher = better)Bellevue pays $90,222 more
Yakima
$103,340
Bellevue
$193,562

Cost of Living

Yakima: 5Bellevue: 0
CategoryYakimaBellevueDiffWinner
Cost of Living$4,091$6,86740%Yakima (lower cost)
Rent Prices$1,228$3,39064%Yakima (lower cost)
Grocery Costs$494$65825%Yakima (lower cost)
Utility Costs$245$31622%Yakima (lower cost)
Transportation Costs$353$54635%Yakima (lower cost)

Home Services

Yakima: 10Bellevue: 0
CategoryYakimaBellevueDiffWinner
Roof Replacement$8,693$14,30439%Yakima (lower cost)
HVAC Installation$6,760$12,24245%Yakima (lower cost)
Plumbing Services$340$53036%Yakima (lower cost)
Electrical Work$308$67154%Yakima (lower cost)
Kitchen Remodel$27,800$47,08741%Yakima (lower cost)
Bathroom Remodel$11,911$18,77837%Yakima (lower cost)
House Painting$5,546$7,41925%Yakima (lower cost)
Flooring Installation$2,173$4,73854%Yakima (lower cost)
Landscaping$3,504$5,74839%Yakima (lower cost)
Fence Installation$3,445$5,82241%Yakima (lower cost)

Business Startup Costs

Yakima: 10Bellevue: 0
CategoryYakimaBellevueDiffWinner
Start a Restaurant$508,750$875,05042%Yakima (lower cost)
Start a Coffee Shop$129,618$318,80159%Yakima (lower cost)
Start a Food Truck$115,957$207,63244%Yakima (lower cost)
Start a Gym$185,158$426,00357%Yakima (lower cost)
Start a Daycare$47,691$92,71449%Yakima (lower cost)
Start a Hair Salon$310,477$442,51930%Yakima (lower cost)
Start a Laundromat$336,175$550,72539%Yakima (lower cost)
Start a Bakery$91,471$152,93840%Yakima (lower cost)
Start a Bar$519,888$852,09639%Yakima (lower cost)
Start a Cleaning Business$16,063$26,19539%Yakima (lower cost)

Insurance

Yakima: 4Bellevue: 0
CategoryYakimaBellevueDiffWinner
Car Insurance$2,110$3,02930%Yakima (lower cost)
Home Insurance$2,356$2,70213%Yakima (lower cost)
Health Insurance$423$69639%Yakima (lower cost)
Business Insurance$1,309$2,37645%Yakima (lower cost)

Salaries & Jobs

Yakima: 0Bellevue: 5
CategoryYakimaBellevueDiffWinner
Software Developer Salary$103,340/yr$193,562/yr47%Bellevue (higher pay)
Registered Nurse Salary$63,383/yr$132,878/yr52%Bellevue (higher pay)
Teacher Salary$49,063/yr$73,967/yr34%Bellevue (higher pay)
Electrician Salary$69,388/yr$80,244/yr14%Bellevue (higher pay)
Plumber Salary$70,032/yr$96,414/yr27%Bellevue (higher pay)

Who Benefits From Each City?

The "better" city depends on your situation. Here's how different profiles stack up:

๐Ÿ’ป

Remote Worker

โ†’ Yakima

If your salary doesn't depend on location, Yakima's 68% lower costs translate directly into more savings or disposable income. Your paycheck goes further without a pay cut.

๐Ÿš€

Young Professional

โ†’ Bellevue

Bellevue's higher costs often come with a stronger job market and faster career progression. The salary premium in competitive industries can offset the higher expenses.

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Family with Kids

โ†’ Yakima

Families face multiplied costs โ€” housing, groceries, healthcare, and transportation all scale with household size. Yakima's 68% advantage compounds across every budget category.

๐Ÿช

Small Business Owner

โ†’ Yakima

Lower operating costs in Yakima mean lower break-even points. Rent, utilities, insurance, and labor all come in cheaper, giving new businesses more runway to reach profitability.

๐Ÿ–๏ธ

Retiree

โ†’ Yakima

On a fixed income, every percentage point matters. Yakima's lower healthcare, housing, and everyday costs help retirement savings last longer.

The Verdict

Yakima is 68% more affordable overall

Yakima wins 33 out of 38 cost categories.Bellevue has higher costs but wins 5 categories โ€” typically due to higher wages and urban demand.

Yakima
88
Bellevue
156

Explore Each City

Yakima, WA
Pop: 97K | Index: 88
View all costs โ†’
Bellevue, WA
Pop: 152K | Index: 156
View all costs โ†’

Explore Specific Costs

Dive deeper into specific cost topics for each city:

Frequently Asked Questions

How do housing costs compare between Yakima and Bellevue?

Housing is typically the biggest cost difference between these cities. Yakima (index: 88) and Bellevue (index: 156) differ by 68% overall, with housing costs often diverging even more than the average. Check the Cost of Living section above for specific figures.

Which city is better for remote workers?

For remote workers earning a location-independent salary, Yakima is the clear winner. The 68% cost advantage means more of your paycheck goes to savings or discretionary spending. Bellevue makes more sense if your employer adjusts pay upward for that market.

What is the cost of living index for Yakima vs Bellevue?

Yakima's cost of living index is 88; Bellevue's is 156. A score of 100 represents the national average. Yakima is below average; Bellevue is above average. These figures are derived from BLS and Census data.

Which city has better job opportunities?

Job market strength depends on your industry. Bellevue's higher cost index often correlates with a stronger job market and higher wages, particularly in professional services and tech. Median incomes are $42K (Yakima) vs $118K (Bellevue).

About This Comparison

Data SourcesBLS Consumer Expenditure Survey, Census Bureau ACS, HUD Fair Market Rent data, BLS OEWS (salary data), and regional industry surveys.
MethodologyEach city's costs are derived from national averages adjusted by city-specific cost-of-living indices. Category-specific sensitivity factors account for varying price elasticity across topic areas.
ConfidenceMEDIUMModel-derived estimates, not direct price surveys

Limitations: This comparison uses modeled data based on cost-of-living indices. Actual costs may vary based on neighborhood, timing, provider, and individual circumstances. Salary data reflects median full-time employment; contract and freelance rates differ. Last updated: March 2026.

โ† All ComparisonsYakima costs โ†’Bellevue costs โ†’