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Car Ownership Cost in Long Beach, CA

By Sarah Chen ยท Reviewed by James Okafor ยท Updated May 2026
ANNUAL AVG
$17,877
MONTHLY
$1,490
VS NATIONAL
+47%
COST INDEX
155

Direct Answer

Car Ownership Cost in Long Beach, CA averages approximately $17,877/year ($1,490/month) โ€” 47% above the US national average of $12,182. Typical range: $11,620โ€“$25,922 depending on household and provider.

Car Ownership Cost Range in Long Beach

Budget-Conscious
$11,620/yr
~$968/mo ยท 35% below average
Typical
$17,877/yr
~$1,490/mo ยท what most households spend
Premium
$25,922/yr
~$2,160/mo ยท 45% above average

How Long Beach Compares

Long Beach's car ownership cost runs $5,695 more per year than the US national average. With a cost-of-living index of 155, Long Beach is positioned among the more expensive US markets, and car ownership cost reflects that premium.

Car Ownership Cost in Top US Cities (Annual)

CityCost IndexAnnual Avgvs. National
Long Beach, CA This page155$17,877+47%
New York, NY187$21,191+74%
Los Angeles, CA166$19,016+56%
Chicago, IL107$12,907+6%
Houston, TX96$11,768-3%
Phoenix, AZ103$12,493+3%
View all 300+ cities ranked by car ownership cost โ†’

How to Save on Car Ownership Cost in Long Beach

1

Shop providers annually โ€” car ownership cost pricing in Long Beach varies meaningfully between vendors; getting 3 quotes typically saves 10-25%.

2

Consider neighboring zip codes โ€” even within CA, car ownership cost can vary substantially by area.

3

Time purchases strategically โ€” off-peak periods see lower demand and better pricing for car ownership cost.

4

Bundle services where possible โ€” many providers in Long Beach discount combined services 10-20%.

5

Use city-specific assistance programs โ€” Long Beach and CA may offer income-based reductions for car ownership cost; check with local consumer-affairs offices.

Other Costs in Long Beach

See how other major expenses look in Long Beach, CA.

See the full Long Beach cost-of-living profile โ†’

Long Beach Car Ownership Cost โ€” FAQ

What is the average car ownership cost in Long Beach, CA?

The average car ownership cost in Long Beach, CA is approximately $17,877 per year ($1,490/month), based on a cost-of-living index of 155 applied to the national baseline of $12,182.

Is car ownership cost expensive in Long Beach?

Yes โ€” car ownership cost in Long Beach runs about 47% above the US national average, driven by the city's overall cost index of 155. The annual cost gap versus the national figure is roughly $5,695.

How much does car ownership cost cost per month in Long Beach?

Monthly car ownership cost in Long Beach averages about $1,490. Households typically see $968โ€“$2,160 per month depending on size, provider choice, and lifestyle.

What drives car ownership cost differences between cities?

Car Ownership Cost pricing tracks local labor markets, commercial real-estate costs, and regulatory environments. Cities with higher overall cost-of-living indices (like 155 for Long Beach) systematically see higher service prices. Local competition, climate, and demand-supply balance also play significant roles.