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Childcare Cost in Naperville, IL

By Sarah Chen ยท Reviewed by James Okafor ยท Updated May 2026
ANNUAL AVG
$19,456
MONTHLY
$1,621
VS NATIONAL
+22%
COST INDEX
118

Direct Answer

Childcare Cost in Naperville, IL averages approximately $19,456/year ($1,621/month) โ€” 22% above the US national average of $16,000. Typical range: $12,646โ€“$28,211 depending on household and provider.

Childcare Cost Range in Naperville

Budget-Conscious
$12,646/yr
~$1,054/mo ยท 35% below average
Typical
$19,456/yr
~$1,621/mo ยท what most households spend
Premium
$28,211/yr
~$2,351/mo ยท 45% above average

How Naperville Compares

Naperville's childcare cost runs $3,456 more per year than the US national average. With a cost-of-living index of 118, Naperville is positioned among the more expensive US markets, and childcare cost reflects that premium.

๐Ÿ’ก Cheaper nearby: Rockford, IL (60 miles away) has lower childcare cost costs at index 84.

Childcare Cost in Top US Cities (Annual)

CityCost IndexAnnual Avgvs. National
Naperville, IL This page118$19,456+22%
New York, NY187$32,704+104%
Los Angeles, CA166$28,672+79%
Chicago, IL107$17,344+8%
Houston, TX96$15,232-5%
Phoenix, AZ103$16,576+4%
View all 300+ cities ranked by childcare cost โ†’

How to Save on Childcare Cost in Naperville

1

Shop providers annually โ€” childcare cost pricing in Naperville varies meaningfully between vendors; getting 3 quotes typically saves 10-25%.

2

Consider neighboring zip codes โ€” even within IL, childcare cost can vary substantially by area.

3

Time purchases strategically โ€” off-peak periods see lower demand and better pricing for childcare cost.

4

Bundle services where possible โ€” many providers in Naperville discount combined services 10-20%.

5

Use city-specific assistance programs โ€” Naperville and IL may offer income-based reductions for childcare cost; check with local consumer-affairs offices.

Other Costs in Naperville

See how other major expenses look in Naperville, IL.

See the full Naperville cost-of-living profile โ†’

Naperville Childcare Cost โ€” FAQ

What is the average childcare cost in Naperville, IL?

The average childcare cost in Naperville, IL is approximately $19,456 per year ($1,621/month), based on a cost-of-living index of 118 applied to the national baseline of $16,000.

Is childcare cost expensive in Naperville?

Yes โ€” childcare cost in Naperville runs about 22% above the US national average, driven by the city's overall cost index of 118. The annual cost gap versus the national figure is roughly $3,456.

How much does childcare cost cost per month in Naperville?

Monthly childcare cost in Naperville averages about $1,621. Households typically see $1,054โ€“$2,351 per month depending on size, provider choice, and lifestyle.

What drives childcare cost differences between cities?

Childcare Cost pricing tracks local labor markets, commercial real-estate costs, and regulatory environments. Cities with higher overall cost-of-living indices (like 118 for Naperville) systematically see higher service prices. Local competition, climate, and demand-supply balance also play significant roles.