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Childcare Cost in Terre Haute, IN

By Sarah Chen ยท Reviewed by James Okafor ยท Updated May 2026
ANNUAL AVG
$11,776
MONTHLY
$981
VS NATIONAL
-26%
COST INDEX
78

Direct Answer

Childcare Cost in Terre Haute, IN averages approximately $11,776/year ($981/month) โ€” 26% below the US national average of $16,000. Typical range: $7,654โ€“$17,075 depending on household and provider.

Childcare Cost Range in Terre Haute

Budget-Conscious
$7,654/yr
~$638/mo ยท 35% below average
Typical
$11,776/yr
~$981/mo ยท what most households spend
Premium
$17,075/yr
~$1,423/mo ยท 45% above average

How Terre Haute Compares

Terre Haute's childcare cost runs $4,224 less per year than the US national average. With a cost-of-living index of 78, Terre Haute is positioned among the more affordable US markets, with childcare cost pricing well below national averages.

โ„น More expensive nearby: Indianapolis, IN (70 mi) costs more โ€” index 90.

Childcare Cost in Top US Cities (Annual)

CityCost IndexAnnual Avgvs. National
Terre Haute, IN This page78$11,776-26%
New York, NY187$32,704+104%
Los Angeles, CA166$28,672+79%
Chicago, IL107$17,344+8%
Houston, TX96$15,232-5%
Phoenix, AZ103$16,576+4%
View all 300+ cities ranked by childcare cost โ†’

How to Save on Childcare Cost in Terre Haute

1

Shop providers annually โ€” childcare cost pricing in Terre Haute varies meaningfully between vendors; getting 3 quotes typically saves 10-25%.

2

Consider neighboring zip codes โ€” even within IN, childcare cost can vary substantially by area.

3

Time purchases strategically โ€” off-peak periods see lower demand and better pricing for childcare cost.

4

Bundle services where possible โ€” many providers in Terre Haute discount combined services 10-20%.

5

Use city-specific assistance programs โ€” Terre Haute and IN may offer income-based reductions for childcare cost; check with local consumer-affairs offices.

Other Costs in Terre Haute

See how other major expenses look in Terre Haute, IN.

See the full Terre Haute cost-of-living profile โ†’

Terre Haute Childcare Cost โ€” FAQ

What is the average childcare cost in Terre Haute, IN?

The average childcare cost in Terre Haute, IN is approximately $11,776 per year ($981/month), based on a cost-of-living index of 78 applied to the national baseline of $16,000.

Is childcare cost expensive in Terre Haute?

No โ€” childcare cost in Terre Haute runs about 26% below the US national average, helped by a city-wide cost index of 78. The annual cost is roughly $4,224 less than the national figure.

How much does childcare cost cost per month in Terre Haute?

Monthly childcare cost in Terre Haute averages about $981. Households typically see $638โ€“$1,423 per month depending on size, provider choice, and lifestyle.

What drives childcare cost differences between cities?

Childcare Cost pricing tracks local labor markets, commercial real-estate costs, and regulatory environments. Cities with higher overall cost-of-living indices (like 78 for Terre Haute) systematically see higher service prices. Local competition, climate, and demand-supply balance also play significant roles.