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Funeral Cost in Des Moines, IA

By Sarah Chen ยท Reviewed by James Okafor ยท Updated May 2026
ANNUAL AVG
$8,487
MONTHLY
$707
VS NATIONAL
-10%
COST INDEX
89

Direct Answer

Funeral Cost in Des Moines, IA averages approximately $8,487/year ($707/month) โ€” 10% below the US national average of $9,420. Typical range: $5,517โ€“$12,306 depending on household and provider.

Funeral Cost Range in Des Moines

Budget-Conscious
$5,517/yr
~$460/mo ยท 35% below average
Typical
$8,487/yr
~$707/mo ยท what most households spend
Premium
$12,306/yr
~$1,026/mo ยท 45% above average

How Des Moines Compares

Des Moines's funeral cost runs $933 less per year than the US national average. With a cost-of-living index of 89, Des Moines is positioned among the more affordable US markets, with funeral cost pricing well below national averages.

Funeral Cost in Top US Cities (Annual)

CityCost IndexAnnual Avgvs. National
Des Moines, IA This page89$8,487-10%
New York, NY187$16,796+78%
Los Angeles, CA166$15,015+59%
Chicago, IL107$10,013+6%
Houston, TX96$9,081-4%
Phoenix, AZ103$9,674+3%
View all 300+ cities ranked by funeral cost โ†’

How to Save on Funeral Cost in Des Moines

1

Shop providers annually โ€” funeral cost pricing in Des Moines varies meaningfully between vendors; getting 3 quotes typically saves 10-25%.

2

Consider neighboring zip codes โ€” even within IA, funeral cost can vary substantially by area.

3

Time purchases strategically โ€” off-peak periods see lower demand and better pricing for funeral cost.

4

Bundle services where possible โ€” many providers in Des Moines discount combined services 10-20%.

5

Use city-specific assistance programs โ€” Des Moines and IA may offer income-based reductions for funeral cost; check with local consumer-affairs offices.

Other Costs in Des Moines

See how other major expenses look in Des Moines, IA.

See the full Des Moines cost-of-living profile โ†’

Des Moines Funeral Cost โ€” FAQ

What is the average funeral cost in Des Moines, IA?

The average funeral cost in Des Moines, IA is approximately $8,487 per year ($707/month), based on a cost-of-living index of 89 applied to the national baseline of $9,420.

Is funeral cost expensive in Des Moines?

No โ€” funeral cost in Des Moines runs about 10% below the US national average, helped by a city-wide cost index of 89. The annual cost is roughly $933 less than the national figure.

How much does funeral cost cost per month in Des Moines?

Monthly funeral cost in Des Moines averages about $707. Households typically see $460โ€“$1,026 per month depending on size, provider choice, and lifestyle.

What drives funeral cost differences between cities?

Funeral Cost pricing tracks local labor markets, commercial real-estate costs, and regulatory environments. Cities with higher overall cost-of-living indices (like 89 for Des Moines) systematically see higher service prices. Local competition, climate, and demand-supply balance also play significant roles.