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Funeral Cost in Memphis, TN

By Sarah Chen ยท Reviewed by James Okafor ยท Updated May 2026
ANNUAL AVG
$7,894
MONTHLY
$658
VS NATIONAL
-16%
COST INDEX
82

Direct Answer

Funeral Cost in Memphis, TN averages approximately $7,894/year ($658/month) โ€” 16% below the US national average of $9,420. Typical range: $5,131โ€“$11,446 depending on household and provider.

Funeral Cost Range in Memphis

Budget-Conscious
$5,131/yr
~$428/mo ยท 35% below average
Typical
$7,894/yr
~$658/mo ยท what most households spend
Premium
$11,446/yr
~$954/mo ยท 45% above average

How Memphis Compares

Memphis's funeral cost runs $1,526 less per year than the US national average. With a cost-of-living index of 82, Memphis is positioned among the more affordable US markets, with funeral cost pricing well below national averages.

โ„น More expensive nearby: Nashville, TN (196 mi) costs more โ€” index 104.

Funeral Cost in Top US Cities (Annual)

CityCost IndexAnnual Avgvs. National
Memphis, TN This page82$7,894-16%
New York, NY187$16,796+78%
Los Angeles, CA166$15,015+59%
Chicago, IL107$10,013+6%
Houston, TX96$9,081-4%
Phoenix, AZ103$9,674+3%
View all 300+ cities ranked by funeral cost โ†’

How to Save on Funeral Cost in Memphis

1

Shop providers annually โ€” funeral cost pricing in Memphis varies meaningfully between vendors; getting 3 quotes typically saves 10-25%.

2

Consider neighboring zip codes โ€” even within TN, funeral cost can vary substantially by area.

3

Time purchases strategically โ€” off-peak periods see lower demand and better pricing for funeral cost.

4

Bundle services where possible โ€” many providers in Memphis discount combined services 10-20%.

5

Use city-specific assistance programs โ€” Memphis and TN may offer income-based reductions for funeral cost; check with local consumer-affairs offices.

Other Costs in Memphis

See how other major expenses look in Memphis, TN.

See the full Memphis cost-of-living profile โ†’

Memphis Funeral Cost โ€” FAQ

What is the average funeral cost in Memphis, TN?

The average funeral cost in Memphis, TN is approximately $7,894 per year ($658/month), based on a cost-of-living index of 82 applied to the national baseline of $9,420.

Is funeral cost expensive in Memphis?

No โ€” funeral cost in Memphis runs about 16% below the US national average, helped by a city-wide cost index of 82. The annual cost is roughly $1,526 less than the national figure.

How much does funeral cost cost per month in Memphis?

Monthly funeral cost in Memphis averages about $658. Households typically see $428โ€“$954 per month depending on size, provider choice, and lifestyle.

What drives funeral cost differences between cities?

Funeral Cost pricing tracks local labor markets, commercial real-estate costs, and regulatory environments. Cities with higher overall cost-of-living indices (like 82 for Memphis) systematically see higher service prices. Local competition, climate, and demand-supply balance also play significant roles.