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Funeral Cost in St. Louis, MO

By Sarah Chen ยท Reviewed by James Okafor ยท Updated May 2026
ANNUAL AVG
$8,318
MONTHLY
$693
VS NATIONAL
-12%
COST INDEX
87

Direct Answer

Funeral Cost in St. Louis, MO averages approximately $8,318/year ($693/month) โ€” 12% below the US national average of $9,420. Typical range: $5,407โ€“$12,061 depending on household and provider.

Funeral Cost Range in St. Louis

Budget-Conscious
$5,407/yr
~$451/mo ยท 35% below average
Typical
$8,318/yr
~$693/mo ยท what most households spend
Premium
$12,061/yr
~$1,005/mo ยท 45% above average

How St. Louis Compares

St. Louis's funeral cost runs $1,102 less per year than the US national average. With a cost-of-living index of 87, St. Louis is positioned among the more affordable US markets, with funeral cost pricing well below national averages.

Funeral Cost in Top US Cities (Annual)

CityCost IndexAnnual Avgvs. National
St. Louis, MO This page87$8,318-12%
New York, NY187$16,796+78%
Los Angeles, CA166$15,015+59%
Chicago, IL107$10,013+6%
Houston, TX96$9,081-4%
Phoenix, AZ103$9,674+3%
View all 300+ cities ranked by funeral cost โ†’

How to Save on Funeral Cost in St. Louis

1

Shop providers annually โ€” funeral cost pricing in St. Louis varies meaningfully between vendors; getting 3 quotes typically saves 10-25%.

2

Consider neighboring zip codes โ€” even within MO, funeral cost can vary substantially by area.

3

Time purchases strategically โ€” off-peak periods see lower demand and better pricing for funeral cost.

4

Bundle services where possible โ€” many providers in St. Louis discount combined services 10-20%.

5

Use city-specific assistance programs โ€” St. Louis and MO may offer income-based reductions for funeral cost; check with local consumer-affairs offices.

Other Costs in St. Louis

See how other major expenses look in St. Louis, MO.

See the full St. Louis cost-of-living profile โ†’

St. Louis Funeral Cost โ€” FAQ

What is the average funeral cost in St. Louis, MO?

The average funeral cost in St. Louis, MO is approximately $8,318 per year ($693/month), based on a cost-of-living index of 87 applied to the national baseline of $9,420.

Is funeral cost expensive in St. Louis?

No โ€” funeral cost in St. Louis runs about 12% below the US national average, helped by a city-wide cost index of 87. The annual cost is roughly $1,102 less than the national figure.

How much does funeral cost cost per month in St. Louis?

Monthly funeral cost in St. Louis averages about $693. Households typically see $451โ€“$1,005 per month depending on size, provider choice, and lifestyle.

What drives funeral cost differences between cities?

Funeral Cost pricing tracks local labor markets, commercial real-estate costs, and regulatory environments. Cities with higher overall cost-of-living indices (like 87 for St. Louis) systematically see higher service prices. Local competition, climate, and demand-supply balance also play significant roles.