๐Ÿฅ

Healthcare Cost in Colorado Springs, CO

By Sarah Chen ยท Reviewed by James Okafor ยท Updated May 2026
ANNUAL AVG
$6,714
MONTHLY
$560
VS NATIONAL
+4%
COST INDEX
105

Direct Answer

Healthcare Cost in Colorado Springs, CO averages approximately $6,714/year ($560/month) โ€” 4% above the US national average of $6,440. Typical range: $4,364โ€“$9,735 depending on household and provider.

Healthcare Cost Range in Colorado Springs

Budget-Conscious
$4,364/yr
~$364/mo ยท 35% below average
Typical
$6,714/yr
~$560/mo ยท what most households spend
Premium
$9,735/yr
~$811/mo ยท 45% above average

How Colorado Springs Compares

Colorado Springs's healthcare cost runs $274 more per year than the US national average. With a cost-of-living index of 105, Colorado Springs is positioned in the middle of US cost rankings, with healthcare cost tracking close to national pricing.

Healthcare Cost in Top US Cities (Annual)

CityCost IndexAnnual Avgvs. National
Colorado Springs, CO This page105$6,714+4%
New York, NY187$11,202+74%
Los Angeles, CA166$10,053+56%
Chicago, IL107$6,823+6%
Houston, TX96$6,221-3%
Phoenix, AZ103$6,604+3%
View all 300+ cities ranked by healthcare cost โ†’

How to Save on Healthcare Cost in Colorado Springs

1

Shop providers annually โ€” healthcare cost pricing in Colorado Springs varies meaningfully between vendors; getting 3 quotes typically saves 10-25%.

2

Consider neighboring zip codes โ€” even within CO, healthcare cost can vary substantially by area.

3

Time purchases strategically โ€” off-peak periods see lower demand and better pricing for healthcare cost.

4

Bundle services where possible โ€” many providers in Colorado Springs discount combined services 10-20%.

5

Use city-specific assistance programs โ€” Colorado Springs and CO may offer income-based reductions for healthcare cost; check with local consumer-affairs offices.

Other Costs in Colorado Springs

See how other major expenses look in Colorado Springs, CO.

See the full Colorado Springs cost-of-living profile โ†’

Colorado Springs Healthcare Cost โ€” FAQ

What is the average healthcare cost in Colorado Springs, CO?

The average healthcare cost in Colorado Springs, CO is approximately $6,714 per year ($560/month), based on a cost-of-living index of 105 applied to the national baseline of $6,440.

Is healthcare cost expensive in Colorado Springs?

Healthcare Cost in Colorado Springs runs close to the US national average, with a cost-of-living index of 105. The typical cost is within a few percent of the national figure.

How much does healthcare cost cost per month in Colorado Springs?

Monthly healthcare cost in Colorado Springs averages about $560. Households typically see $364โ€“$811 per month depending on size, provider choice, and lifestyle.

What drives healthcare cost differences between cities?

Healthcare Cost pricing tracks local labor markets, commercial real-estate costs, and regulatory environments. Cities with higher overall cost-of-living indices (like 105 for Colorado Springs) systematically see higher service prices. Local competition, climate, and demand-supply balance also play significant roles.