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Healthcare Cost in Laramie, WY

By Sarah Chen ยท Reviewed by James Okafor ยท Updated May 2026
ANNUAL AVG
$6,112
MONTHLY
$509
VS NATIONAL
-5%
COST INDEX
94

Direct Answer

Healthcare Cost in Laramie, WY averages approximately $6,112/year ($509/month) โ€” 5% below the US national average of $6,440. Typical range: $3,973โ€“$8,862 depending on household and provider.

Healthcare Cost Range in Laramie

Budget-Conscious
$3,973/yr
~$331/mo ยท 35% below average
Typical
$6,112/yr
~$509/mo ยท what most households spend
Premium
$8,862/yr
~$739/mo ยท 45% above average

How Laramie Compares

Laramie's healthcare cost runs $328 less per year than the US national average. With a cost-of-living index of 94, Laramie is positioned in the middle of US cost rankings, with healthcare cost tracking close to national pricing.

โ„น More expensive nearby: Boulder, CO (91 mi) costs more โ€” index 145.

Healthcare Cost in Top US Cities (Annual)

CityCost IndexAnnual Avgvs. National
Laramie, WY This page94$6,112-5%
New York, NY187$11,202+74%
Los Angeles, CA166$10,053+56%
Chicago, IL107$6,823+6%
Houston, TX96$6,221-3%
Phoenix, AZ103$6,604+3%
View all 300+ cities ranked by healthcare cost โ†’

How to Save on Healthcare Cost in Laramie

1

Shop providers annually โ€” healthcare cost pricing in Laramie varies meaningfully between vendors; getting 3 quotes typically saves 10-25%.

2

Consider neighboring zip codes โ€” even within WY, healthcare cost can vary substantially by area.

3

Time purchases strategically โ€” off-peak periods see lower demand and better pricing for healthcare cost.

4

Bundle services where possible โ€” many providers in Laramie discount combined services 10-20%.

5

Use city-specific assistance programs โ€” Laramie and WY may offer income-based reductions for healthcare cost; check with local consumer-affairs offices.

Other Costs in Laramie

See how other major expenses look in Laramie, WY.

See the full Laramie cost-of-living profile โ†’

Laramie Healthcare Cost โ€” FAQ

What is the average healthcare cost in Laramie, WY?

The average healthcare cost in Laramie, WY is approximately $6,112 per year ($509/month), based on a cost-of-living index of 94 applied to the national baseline of $6,440.

Is healthcare cost expensive in Laramie?

Healthcare Cost in Laramie runs close to the US national average, with a cost-of-living index of 94. The typical cost is within a few percent of the national figure.

How much does healthcare cost cost per month in Laramie?

Monthly healthcare cost in Laramie averages about $509. Households typically see $331โ€“$739 per month depending on size, provider choice, and lifestyle.

What drives healthcare cost differences between cities?

Healthcare Cost pricing tracks local labor markets, commercial real-estate costs, and regulatory environments. Cities with higher overall cost-of-living indices (like 94 for Laramie) systematically see higher service prices. Local competition, climate, and demand-supply balance also play significant roles.