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Healthcare Cost in Little Rock, AR

By Sarah Chen ยท Reviewed by James Okafor ยท Updated May 2026
ANNUAL AVG
$5,674
MONTHLY
$473
VS NATIONAL
-12%
COST INDEX
86

Direct Answer

Healthcare Cost in Little Rock, AR averages approximately $5,674/year ($473/month) โ€” 12% below the US national average of $6,440. Typical range: $3,688โ€“$8,227 depending on household and provider.

Healthcare Cost Range in Little Rock

Budget-Conscious
$3,688/yr
~$307/mo ยท 35% below average
Typical
$5,674/yr
~$473/mo ยท what most households spend
Premium
$8,227/yr
~$686/mo ยท 45% above average

How Little Rock Compares

Little Rock's healthcare cost runs $766 less per year than the US national average. With a cost-of-living index of 86, Little Rock is positioned among the more affordable US markets, with healthcare cost pricing well below national averages.

Healthcare Cost in Top US Cities (Annual)

CityCost IndexAnnual Avgvs. National
Little Rock, AR This page86$5,674-12%
New York, NY187$11,202+74%
Los Angeles, CA166$10,053+56%
Chicago, IL107$6,823+6%
Houston, TX96$6,221-3%
Phoenix, AZ103$6,604+3%
View all 300+ cities ranked by healthcare cost โ†’

How to Save on Healthcare Cost in Little Rock

1

Shop providers annually โ€” healthcare cost pricing in Little Rock varies meaningfully between vendors; getting 3 quotes typically saves 10-25%.

2

Consider neighboring zip codes โ€” even within AR, healthcare cost can vary substantially by area.

3

Time purchases strategically โ€” off-peak periods see lower demand and better pricing for healthcare cost.

4

Bundle services where possible โ€” many providers in Little Rock discount combined services 10-20%.

5

Use city-specific assistance programs โ€” Little Rock and AR may offer income-based reductions for healthcare cost; check with local consumer-affairs offices.

Other Costs in Little Rock

See how other major expenses look in Little Rock, AR.

See the full Little Rock cost-of-living profile โ†’

Little Rock Healthcare Cost โ€” FAQ

What is the average healthcare cost in Little Rock, AR?

The average healthcare cost in Little Rock, AR is approximately $5,674 per year ($473/month), based on a cost-of-living index of 86 applied to the national baseline of $6,440.

Is healthcare cost expensive in Little Rock?

No โ€” healthcare cost in Little Rock runs about 12% below the US national average, helped by a city-wide cost index of 86. The annual cost is roughly $766 less than the national figure.

How much does healthcare cost cost per month in Little Rock?

Monthly healthcare cost in Little Rock averages about $473. Households typically see $307โ€“$686 per month depending on size, provider choice, and lifestyle.

What drives healthcare cost differences between cities?

Healthcare Cost pricing tracks local labor markets, commercial real-estate costs, and regulatory environments. Cities with higher overall cost-of-living indices (like 86 for Little Rock) systematically see higher service prices. Local competition, climate, and demand-supply balance also play significant roles.