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Healthcare Cost in Martha's Vineyard, MA

By Sarah Chen ยท Reviewed by James Okafor ยท Updated May 2026
ANNUAL AVG
$11,640
MONTHLY
$970
VS NATIONAL
+81%
COST INDEX
195

Direct Answer

Healthcare Cost in Martha's Vineyard, MA averages approximately $11,640/year ($970/month) โ€” 81% above the US national average of $6,440. Typical range: $7,566โ€“$16,878 depending on household and provider.

Healthcare Cost Range in Martha's Vineyard

Budget-Conscious
$7,566/yr
~$631/mo ยท 35% below average
Typical
$11,640/yr
~$970/mo ยท what most households spend
Premium
$16,878/yr
~$1,407/mo ยท 45% above average

How Martha's Vineyard Compares

Martha's Vineyard's healthcare cost runs $5,200 more per year than the US national average. With a cost-of-living index of 195, Martha's Vineyard is positioned among the more expensive US markets, and healthcare cost reflects that premium.

๐Ÿ’ก Cheaper nearby: New Bedford, MA (23 miles away) has lower healthcare cost costs at index 98.

Healthcare Cost in Top US Cities (Annual)

CityCost IndexAnnual Avgvs. National
Martha's Vineyard, MA This page195$11,640+81%
New York, NY187$11,202+74%
Los Angeles, CA166$10,053+56%
Chicago, IL107$6,823+6%
Houston, TX96$6,221-3%
Phoenix, AZ103$6,604+3%
View all 300+ cities ranked by healthcare cost โ†’

How to Save on Healthcare Cost in Martha's Vineyard

1

Shop providers annually โ€” healthcare cost pricing in Martha's Vineyard varies meaningfully between vendors; getting 3 quotes typically saves 10-25%.

2

Consider neighboring zip codes โ€” even within MA, healthcare cost can vary substantially by area.

3

Time purchases strategically โ€” off-peak periods see lower demand and better pricing for healthcare cost.

4

Bundle services where possible โ€” many providers in Martha's Vineyard discount combined services 10-20%.

5

Use city-specific assistance programs โ€” Martha's Vineyard and MA may offer income-based reductions for healthcare cost; check with local consumer-affairs offices.

Other Costs in Martha's Vineyard

See how other major expenses look in Martha's Vineyard, MA.

See the full Martha's Vineyard cost-of-living profile โ†’

Martha's Vineyard Healthcare Cost โ€” FAQ

What is the average healthcare cost in Martha's Vineyard, MA?

The average healthcare cost in Martha's Vineyard, MA is approximately $11,640 per year ($970/month), based on a cost-of-living index of 195 applied to the national baseline of $6,440.

Is healthcare cost expensive in Martha's Vineyard?

Yes โ€” healthcare cost in Martha's Vineyard runs about 81% above the US national average, driven by the city's overall cost index of 195. The annual cost gap versus the national figure is roughly $5,200.

How much does healthcare cost cost per month in Martha's Vineyard?

Monthly healthcare cost in Martha's Vineyard averages about $970. Households typically see $631โ€“$1,407 per month depending on size, provider choice, and lifestyle.

What drives healthcare cost differences between cities?

Healthcare Cost pricing tracks local labor markets, commercial real-estate costs, and regulatory environments. Cities with higher overall cost-of-living indices (like 195 for Martha's Vineyard) systematically see higher service prices. Local competition, climate, and demand-supply balance also play significant roles.