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Healthcare Cost in Medford, OR

By Sarah Chen ยท Reviewed by James Okafor ยท Updated May 2026
ANNUAL AVG
$6,549
MONTHLY
$546
VS NATIONAL
+2%
COST INDEX
102

Direct Answer

Healthcare Cost in Medford, OR averages approximately $6,549/year ($546/month) โ€” 2% above the US national average of $6,440. Typical range: $4,257โ€“$9,496 depending on household and provider.

Healthcare Cost Range in Medford

Budget-Conscious
$4,257/yr
~$355/mo ยท 35% below average
Typical
$6,549/yr
~$546/mo ยท what most households spend
Premium
$9,496/yr
~$791/mo ยท 45% above average

How Medford Compares

Medford's healthcare cost runs $109 more per year than the US national average. With a cost-of-living index of 102, Medford is positioned in the middle of US cost rankings, with healthcare cost tracking close to national pricing.

Healthcare Cost in Top US Cities (Annual)

CityCost IndexAnnual Avgvs. National
Medford, OR This page102$6,549+2%
New York, NY187$11,202+74%
Los Angeles, CA166$10,053+56%
Chicago, IL107$6,823+6%
Houston, TX96$6,221-3%
Phoenix, AZ103$6,604+3%
View all 300+ cities ranked by healthcare cost โ†’

How to Save on Healthcare Cost in Medford

1

Shop providers annually โ€” healthcare cost pricing in Medford varies meaningfully between vendors; getting 3 quotes typically saves 10-25%.

2

Consider neighboring zip codes โ€” even within OR, healthcare cost can vary substantially by area.

3

Time purchases strategically โ€” off-peak periods see lower demand and better pricing for healthcare cost.

4

Bundle services where possible โ€” many providers in Medford discount combined services 10-20%.

5

Use city-specific assistance programs โ€” Medford and OR may offer income-based reductions for healthcare cost; check with local consumer-affairs offices.

Other Costs in Medford

See how other major expenses look in Medford, OR.

See the full Medford cost-of-living profile โ†’

Medford Healthcare Cost โ€” FAQ

What is the average healthcare cost in Medford, OR?

The average healthcare cost in Medford, OR is approximately $6,549 per year ($546/month), based on a cost-of-living index of 102 applied to the national baseline of $6,440.

Is healthcare cost expensive in Medford?

Healthcare Cost in Medford runs close to the US national average, with a cost-of-living index of 102. The typical cost is within a few percent of the national figure.

How much does healthcare cost cost per month in Medford?

Monthly healthcare cost in Medford averages about $546. Households typically see $355โ€“$791 per month depending on size, provider choice, and lifestyle.

What drives healthcare cost differences between cities?

Healthcare Cost pricing tracks local labor markets, commercial real-estate costs, and regulatory environments. Cities with higher overall cost-of-living indices (like 102 for Medford) systematically see higher service prices. Local competition, climate, and demand-supply balance also play significant roles.